Summary

Reporting to the Real Estate Team Leader, the Real Estate Underwriter will be responsible for underwriting and handling renewals and new business.

Main responsibilities

· Underwrite and handle renewals within the guidelines of the various programs and contracts.

· Develop, underwrite and handle new business within the guidelines of the various programs and contracts or as a wholesaler.

· Develop business relationships with existing brokers.

· Act as a liaison between brokers and insurers to negotiate and determine insurance terms and conditions.

· Represent the company at industry events as required.

Profile

· 1 to 3 years’ experience in insurance

· Advanced French and functional English

· Brokerage license, CIP, CEA, an asset

· SigXp, ComXp, Guidewire an asset

· Adaptability and flexibility in the face of change

· Relational skills

· Resourcefulness

· Analytical skills

Benefits

· Offices available in Brossard, Montreal, Saint-Leonard, Terrebonne or Quebec City depending on your location

· Telecommuting in hybrid mode for work-life balance

· Group insurance and access to RRSP/DPSP (following probation)

· Floating days + 1 anniversary day

· Bonus program

· Ongoing Courses Reimbursement Program

Job Types: Full-time, Permanent

Schedule:

• Day to Friday

As an Insurance Brokerage in London Ontario, representing many of Canada's top insurance companies, we are looking for a knowledgeable and hard working individual to join our team.

Looking for a P&C Broker/ Underwriter with strong Personal Lines knowledge, who also has a working knowledge of Commercial Lines.

• Be able to service client’s Personal Lines and Commercial lines insurance needs including answering incoming phone calls/ emails, providing coverage recommendations, ing, completing change requests and submitting claims.
• Review Personal Lines applications of other Brokers before submitted to insurers, confirming completeness and underwriting suitability for the market.
• Be a knowledgeable resource for other Brokers in the office
• Audit internal transactions to verify workflows are being followed

Looking for a person who;

• Lives in London/ Middlesex County
• Self starter who works well in a team environment, co-operating with and supporting others.
• 10 years of P&C insurance experience in Ontario as either a Broker or Underwriter
• Strong Personal Lines knowledge and a working knowledge of Commercial Lines
• Experience training/ coaching others is an asset
• Completion of CIP is desired
• RIBO license is required for the position

Job Type: Full-time

Salary: $50,000.00-$65,000.00 per year

Benefits:

• Dental care
• Extended health care
• Life insurance
• On-site parking
• Paid time off
• Tuition reimbursement
• Vision care

Flexible Language Requirement:

• French not required

Schedule:

• Monday to Friday

Supplemental pay types:

• Commission pay

Application question(s):

• Do you currently live in London Ontario or Middlesex County?
• Have you worked in Ontario, Canada as a P&C Broker or Underwriter for a minimum of 5 years?

Licence/Certification:

• or able to obtain a RIBO license Location: In person

We currently have a full-time position available for a Commercial Lines Property Underwriter in our Vancouver office. Reporting to the Commercial Lines Manager in our BC Branch, the successful candidate will contribute to the achievement of a profitable and growing portfolio of business by effectively and efficiently underwriting risks. More specifically, the responsibilities would include the following:

Primary Duties and Responsibilities

• Review e requests and applications to determine risk acceptability, policy terms and rates to process new business
• Review and process renewals, endorsements and cancellations
• Place facultative reinsurance on risks that exceed capacity
• Provide underwriting advice and answer inquiries from brokers
• Liaise with personal lines, claims and accounting departments on mutual concerns
• Visit brokers to communicate underwriting approaches, facilitating public relations efforts and solving problems
• Attend industry functions
• Other various duties as required.

Required Qualifications

• 3 + years of commercial property and casualty experience in a similar role or a combination of education and experience
• Knowledge of policy wordings and rating guidelines
• Strong written and verbal communication
• Excellent interpersonal, organizational and time management skills
• Strong computer skills
• CIP/FCIP designation (or working towards) would be an asset

Working at Peace Hills

Along with a competitive base pay, Peace Hills understands that by reducing work-life struggles, individuals can enjoy a healthier lifestyle while improving productivity at work. A collegial work environment and a work-life balance are just two of the ways we do this.

We thank all applicants for their interest, however only those candidates shortlisted will be contacted.

Job Types: Full-time, Permanent

Benefits:

• Casual dress
• Dental care
• Extended health care
• Paid time off
• RRSP match
• Vision care

Schedule:

• Monday to Friday

Supplemental pay pay

Position Description:

This position is responsible for the underwriting of Transportation accounts, including but not limited to new business, es, endorsements, renewals, and claims underwriting review. The junior underwriter’s primary focus is on the Transportation Program and Commercial Property and Casualty product lines. They collaborate internally with all operating areas and externally with our broker partners. As an Underwriter*,

• their work will have a big impact on the profitability and growth of the transportation program.

The individual in this role is to be hardworking, diligent, detail-oriented, approachable, and possess excellent communication, interpersonal, and organizational skills.



Reports To:

This position reports to the Director of Operations & Underwriting



Primary Responsibilities:

· Processing mid-term changes/endorsement requests

· Follow up on outstanding underwriting information and policy subjectivities

· Answering broker queries and providing guidance as required

· Processing US and Canadian filings

· Assisting with the renewal preparation process

· Handling premium financing inquires and cancellations

· Ensuring all workflows, procedures, underwriting guidelines and service standards are being adhered to

· Adhering to all company policies and all insurance regulations

· Develop long-term and meaningful relationships with our broker partners

· Maintain confidentiality of client information



Secondary Responsibilities:

· Upselling and cross-selling of products

· Tracking of service levels

· Assisting the finance department, as required

· Supporting the claims department, as required

· Supporting the operations department, as required

· Back-up for the Task Manager and/or niche habitational team, as required

· Updating claims information



Role Requirements:

· Commercial underwriting insurance experience with a special focus on fleet transportation

· Strong communication skills both verbal and written

· Competency using Microsoft Office products

· Collaborative team player

· Detail oriented

· Receptive to and welcomes coaching

Job Types: Full-time, Permanent

Pay: $55,000.00-$62,000.00 per year

Benefits:

• Casual dress
• Dental care
• Extended health care
• Life insurance
• On-site parking
• Paid time off

Flexible Language Requirement:

• French not required

Schedule:

• 8 hour shift
• Monday to Friday

Experience:

• underwriting: 2 years Location: In person

Commercial Automobile Liability Underwriter - Transportation Program

Company:

Modern Specialty Insurance Ltd. (MSI) is an independent Canadian owned MGA with program specific opportunities targeting the Transportation and Niche Habitational sectors. Through our close relationships with our broker partners we have identified the need in both these categories and have crafted leading edge programs to provide further value to brokers and their clients.

Position Description:

This position is responsible for underwriting of MGA insurance program products with a focus on transportation - fleet automobile. Including but not limited to new business, es, endorsements, renewals, and claims underwriting review. The incumbent will collaborate internally with all operating areas and externally with the Brokers.

Reports to Underwriting Team Lead

Primary Responsibilities: (consists of but not limited to)

• Manage tasks associated with New and Renewal Business Accounts, including policy issuance, endorsement underwriting and processing, premium transaction billing, data entry documentation using the MSI Policy Management system.
• Provide an eloquent and efficient message to broker and customer prospects, provide them with product information as requested
• Coordination of all data collection associated with Account Submissions received from Brokers.
• Gathering of all pertinent submission or renewal information for Underwriting Analysis
• Completing rating for new business and renewals.
• Ensure that all workflows, procedures, and underwriting guidelines and service standards are being adhered to.
• Adhere to all Company policy and all Insurance regulations.
• Understanding of the MSI Strategy and Product Value in order to articulate to distribution partners
• Underwriting Claims as they occur to ensure the ongoing acceptability of risk and/or need to assist the insured in mitigating future claims
• Risk Inspections – ordering, follow up on inspections, attachment of completed inspection and follow up on recommendations to ensure compliance
• Other duties as required from time to time

Key Competencies:

• Ability to commute to the office located in Burlington, Ontario, Canada (hybrid set-up)
• 3-5 years of Commercial Fleet Automobile Insurance experience required
• Understanding and usage of a company operating system or broker management system
• Bachelor Degree or CIP is preferred
• Excellent verbal and written communication skills
• High energy, organized, self-starter
• Strong work ethic, goal oriented
• Collaborative team player

The above reflects management’s definition of essential functions for this position but does not restrict the tasks that may be assigned. The above responsibilities are representative only; management may modify the duties and responsibilities to this position at any time.

Job Types: Full-time, Permanent

Salary: $55,000.00-$72,000.00 per year

Schedule:

• 8 hour shift
• Monday to Friday

COVID-19 considerations:
Private office. Full vaccinations.

Ability to commute/relocate:

• Burlington, ON L7L 6W6: reliably commute or plan to relocate before starting work 3 years (preferred)

We are looking for an experienced Property Underwriter with a minimum of 3-5 years experience in Personal Property Underwriting. The successful candidate will be required to come in the office from time to time, therefore must be in close proximity to the Edmonton office.

The Portage la Prairie Mutual Insurance Company was organized October 2, 1884, based on the underlying principles of security, integrity, hard work and personalized service. Over the years, we've made a lot of changes in the way we do business. We've expanded our products and services and built a reputation as one of the most responsive property and casualty insurers in Canada. But the underlying principles that guide our company -and the friendly, small town style of doing business- remain the same.

As a 100 per cent Canadian-owned mutual insurance company, the success of Portage Mutual depends upon serving policyholders with fairness, and showing genuine concern for their security. We do this by providing reasonably priced, flexible insurance products and by supporting our brokers with exemplary service.

At Portage Mutual, we believe that doing business with integrity never goes out of style. It is as important today as it was when we began over 136 years ago, and it is part of what makes Portage Mutual customers so loyal.

If you are:

· detail and solution oriented;

· organized and focused in a fast-paced environment

· continually striving for success; then Portage Mutual is looking for you!

Skills & Experience

· Minimum of 3-5 years of relevant experience in the underwriting function with the company or elsewhere in the property casualty business

· Proficient computer skills

· Ability to multi-task, excellent organizational skills

· Strong communication & interpersonal skills, both orally and in writing

· Ability to deal effectively with others in a friendly, courteous and positive manner.

· Works well under pressure

· Strong analytical skills

· Team player

· Confidentiality

· Ability to travel to visit Brokers as required

Essential Functions:

Committed to providing excellent customer service. Example: Answering calls and responding to inquiries, professionally and in a timely manner.

Responsible for processing policies. Example: reviewing, evaluating, rating and processing new business, renewals, and revisions that are routine in nature for varied lines of insurance.

Key Responsibilities:

1. Communicate with brokers, adjusters and co-workers in a friendly, courteous and professional manner.

2. Process new applications, endorsements, renewals, cancellations, declines and es.

3. Research and determine appropriate rates, apply applicable discounts and surcharges and calculate premiums.

4. Prepare related correspondences and maintain documentation as required.

5. Adhere to company policies and procedures which may be developed and implemented from time to time.

6. Performs other duties as assigned.

Job Type: Full-time

Salary: $50,000.00-$65,000.00 per year

Benefits:

• Company pension
• Dental care
• Extended health care

Schedule:

• 8 hour shift
• Monday to Friday

Experience:

• Property Underwriting: 3 years (required)

Work Location: Hybrid remote in Edmonton, deadline: 2023-09-08

With over 135 years of experience, Edge Mutual strives to be the leading provider of innovative insurance products, delivered with quality service to Rural Ontario. We serve and protect our mutual policyholders through insurance products that reflect the needs of today and tomorrow.

People come first at Edge Mutual. As a result, our focus is on building relationships with our customers. We have a team of solution-oriented problem solvers providing expertise on our home, farm, commercial and auto products. We are currently recruiting an Intermediate Underwriter for Personal Lines. This role is a permanent full-time position at our office in Drayton, Ontario, with the potential for a hybrid work arrangement (based on experience and proficiency in the role).

Position Responsibilities:

• Assess and evaluate risks within the personal lines portfolio
• Rating/pricing of risks using sound underwriting judgment
• Negotiation of renewal terms and new es
• Process new policies, renewals, and endorsements per our underwriting guidelines
• Develop and maintain effective relationships with our broker partners
• Provide product training and support to brokers
• Excellent attention to detail with the ability to review information carefully & comprehensively
• Exercise decision-making skills with the ability to provide justification
• Outstanding issues to the Personal Lines Manager

Qualifications:

• Post-Secondary education
• 3+ years of farm underwriting experience
• CIP designation or actively pursuing
• Strong decision-making skills and ability to bring creativity to underwriting risks
• Well organized and thorough approach to completing tasks
• Effective communication and interpersonal skills, both written and verbal

We Offer:

• A stable environment with core values that include professionalism, respect, integrity, dependability, and excellence
• Ongoing skills development with subsidies for tuition and professional accreditation
• Remote (work-from-home) arrangements in some circumstances
• A generous defined benefit pension plan
• Incentive compensation benefits where excellence is financially rewarded

If you have the qualifications we are seeking, please submit your resume and cover letter to:

[website]

--- Submission Deadline: June 14, 2024 ---

Edge Mutual is an equal opportunity employer that is committed to diversity, equity, and inclusion in the workplace. We prohibit discrimination and harassment of any kind. Edge Mutual makes hiring decisions based solely on qualifications, merit, and business needs at the time.

We thank all those who apply but only those selected for an interview will be contacted.

Job Type: Full-time

Pay: $51,000.00-$76,000.00 per year

Benefits:

• Casual dress
• Company events
• Company pension
• Dental care
• Employee assistance program
• Extended health care
• Flexible schedule
• Life insurance
• On-site gym
• On-site parking
• Profit sharing
• Store discount
• Tuition reimbursement
• Wellness program
• Work from home

Schedule:

• Monday to Friday
• No weekends

Experience:

• property underwriting: 3 years (preferred)

Work Location: Hybrid remote in Drayton, ON N0G deadline: 2024-06-14

At Sandbox, we not only celebrate people, but we are driven by a relentless need to build personal connections resulting in exceptional customer experiences. Join a team that strives to become a beacon of hope in times where people need us the most.

Sandbox is looking for a temporary, full-time Underwriter with an anticipated end date of August 2023, with the potential of extension up to an additional 6 months. Reporting to the Underwriting Supervisor, the successful candidate will be responsible for reviewing, evaluating, rating and processing new business, renewals and revisions for risks complex in nature.

The successful candidate will have a minimum 1 year related insurance experience along with the completion of at least 2 Insurance Institute courses and a positive commitment towards the completion of the Chartered Insurance Professional (CIP) designation. The individual must have knowledge of policy rating and underwriting practices, excellent communication skills as well as the ability to lead, motivate and train other employees. The ability to establish and maintain effective relationships and to deliver quality service are also essential skills required for this position.

As Farm/Commercial Underwriter YOU Will Be Responsible For:

• Reviewing applications, renewals and revisions to existing policies for insurance to determine the nature and degree of non-standard and/or problematic risks. Researching and obtaining additional information on risk if required.
• Determining if risk is acceptable, is acceptable with restrictions, or should be declined based on analysis and evaluation of all information pertinent to the risk within the authority limit guidelines of this position.
• Determining action required to improve risk and recommends restrictions to coverages or revisions to deductibles or premiums based on analysis of the risk.
• Determining appropriate rates, applying applicable discounts and surcharges and calculating premiums.
• Negotiating with brokers as to the conditions, limitations, rates and premiums to apply.
• Determining percentage of involvement in subscription policies.
• Processing new applications, renewals, revisions, cancellations and es.
• Answering inquiries orally and/or in writing and acts as a technical resource to brokers, insureds, and other employees on policy exclusions, wordings, coverages, and premiums.
• Developing correspondence to request information and to explain underwriting requirements and decisions.
• Training, reviewing and approving the work of less senior underwriting and clerical staff.
• Performing quality control checks.
• Testing the accuracy of information systems including updates to the system.

WHY Sandbox?

At Sandbox, we take pride in caring for our employees as it is the collaborative efforts of our entire team which will allow us to continue to remain successful today and into the future.

This unionized position offers an annual salary range of $46,995 – $ 71,578, a comprehensive benefits package, a fun and inclusive work environment, professional development opportunities and the potential for further advancement within the company.

HOW TO APPLY

Sandbox is doing amazing things and we want YOU to be part of our team and continued success! If this sounds like the opportunity for YOU, we want to hear from YOU!

Please submit an electronic copy of your cover letter and resume with Farm/Commercial Underwriter in the subject line.

The posting will remain open until the position is filled. Sandbox thanks all interested candidates; however, only those considered for an interview will be contacted.

Job Type: Full-time

Benefits:

• Company events
• Company pension
• Dental care
• Disability insurance
• Employee assistance program
• Life insurance
• Store discount
• Tuition reimbursement
• Vision care
• Wellness program

Flexible Language Requirement:

• French not required

Schedule:

• 8 hour shift
• Monday to Location: One location

Sr Underwriter - Full Case - Remote
MCAP at a Glance
Joining MCAP means you will be a part of our diverse workforce of highly talented individuals who are recognized for their expertise and success! At MCAP, your professional expertise, commitment to teamwork and passion for service excellence are recognized and rewarded with competitive total rewards offering, a career with continuous learning and development (formal & informal training), and exciting opportunities in a dynamic, entrepreneurial environment.
The Role

This position is responsible for contributing to the MCAP team. Sr. Full Case Underwriter underwriting, processing and approving mortgage applications from a variety of sources including Broker, Direct and Third party. This role will be accountable for building solid relationships with referral sources, to ensure volume, asset quality and profitability targets are met.
Reviewing Applications

• Verify information on application and with the Credit Bureau to ensure accuracy.
• Verify information to make sure it meets company guidelines and external lender guidelines/insurer (CMHC & Genworth).
• Contact the broker/client for additional information or clarification in order to decision the deal effectively.

Credit Adjudication

• Adjudicate information presented and address any discrepancies or inconsistencies.
• Verify data viewed to ensure it meets company guidelines.
• Document the deal and write up rationale to support recommendation for approval .
• Condition the deal in accordance with the recommendation for approval.
• Delivers quick and creative mortgage solutions in order to structure files in order to meet company guidelines.

Service Clients

• Respond to questions or concerns from all clients with the intent to build/maintain relationships
• Provide all clients with mortgage options to assist in making an informed decision.
• Maintain a 9-hour turnaround time on applications
• Respond to questions and concerns received from clients via email, fax or portal discussion within 4 hours of receipt to ensure timely and accurate completion of each mortgage transaction.
• Maintain a 24-hour turnaround time for documentation review including the timely and accurate update of all systems.

Communication with Brokers/Clients

• Negotiate applications or marginal deals
• Build the business with the broker/client in order to increase the portfolio and closing percentages

Documentation Verification

• Review all high risk documentation pertaining to adjudication and approval of loan
• Mitigate potential risks identified on documentation by Document Specialist.
• Clear all conditions and associated system tasks.

What You Bring To The Team

• Minimum three year underwriting experience
• Knowledge of Real estate and covenant assessments, legislation and land title systems in all provinces preferred
• Knowledge of Legislation (e.g. Mortgage Act) regarding risk related mortgage law preferred
• Proficient in Outlook, Word, and Excel
• Ability to negotiate effectively with intermediaries
• Ability to understand financial statements and assess financial viability
• Exceptional oral and written communication skills
• Excellent organizational and time-management skills
• Ability to multi-task in a fast paced environment
• Strong analytical and problem solving skills
• Proven ability to foster relationships
• Strong customer service skills.
• Self-driven, motivated with the ability to work independently and in a team environment
• Carries out duties with integrity and takes responsibility for actions.
• University Degree/College Diploma, preferable

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies in Canada, then we want to hear from you!
Be A Part Of Something Great

MCAP is Canada’s largest independent Mortgage Finance company with over $140 billion in assets under management providing mortgage solutions for residential and commercial properties. For over 35 years, MCAP originates, trades, securitizes and services mortgages in offices across Canada. MCAP originates residential mortgages exclusively through the mortgage broker channel as we believe that a professional mortgage broker is a consumer's best option and MCAP actively promotes the services of mortgage brokers across the country. MCAP is also a leader in the Canadian residential construction lending market with over 25 years in the business. Our teams of dedicated professionals serve a variety of developer, construction and lender clients across Canada.
Position #: req1485
Employment Status:Permanent Full Time
Location:Edmonton; Alberta
Number Of Openings:1
Department:Residential
Internal Job Title: Sr Underwriter - Full Case

The above information in this description has been designed to indicate the general nature and level of work performed by employees in the position. It is not designated to contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

MCAP provides equal opportunities for all applicants and is committed to fostering an inclusive, accessible environment, where all employees feel valued, respected and supported throughout the recruitment and employment process. If you require accommodation, we will work with you to meet your Type: Full-time