SAS jobs in Waterloo, ON

At Heartland Mutual Insurance, we’re more than just a company — we’re a community.

Proudly rooted in Ontario and Nova Scotia, we’re driven by a bold vision: to be the Best Mutual. Our team of passionate professionals doesn’t just follow the norm — we challenge it. We think differently, aim high, and deliver on our promise with a personal touch.
Here, you’ll be part of a culture that values authenticity, embraces change, and empowers you to make a meaningful impact every day. Together, we bring our purpose to life by living our values and putting people first.

What you will do...

• Perform research and data analysis on all information needs relating to all business segments of the company.
• Perform rate analysis, pricing indications and provides recommendations for product and pricing changes.
• Research and implement more advanced analytics tools and techniques for the company.
• Understand and effectively utilize Heartland’s policy admin and claims systems and their underlying data structures.
• Perform price competitive analysis.
• Works with FSCO to complete the regulated Auto Filings.
• A key contributor to the Product and Pricing, Process.
• Maintain all pricing algorithms of the company.
• Conduct market research and competitive analysis.
• Creation and maintenance of business intelligence tools and applications.

What you will bring...

• University degree (Actuarial Science, Mathematics/Statistics or a related discipline).
• Successful completion of 4 to 6 exams from the Casualty Actuarial Society
• A minimum of 3 years’ experience in an actuarial/data analysis role, preferably with P&C insurance exposure or a significant educational background in a related discipline.
• High Proficiency with SAS, SQL, and Excel.
• A working knowledge of Emblem would be an asset.
• A good understanding of P&C pricing and ratemaking concepts
• Demonstrated strength in oral, written and presentation communication skills.
• Proven ability to work independently and as part of a team.

The salary range for this role is $76,000 - $114,000. The salary for the successful candidate will be determined by various factors including but not limited to an individual’s relevant experience, knowledge, skills, along with internal equity, and market considerations.

What’s in it for You:

• A Supportive Team: We’re not just a workplace, we’re a community. We are small but mighty, we believe in the power of connection, purpose, and belonging.
• Comprehensive Total Rewards: Enjoy a competitive compensation package made up of base salary and bonus, health and wellness benefits, pension plan, paid time off, and so much more.
• Inclusive Culture: Work in an environment that embraces diversity, equity, inclusion and belonging.
• Career Growth & Development: Take advantage of continuous learning opportunities and stretch assignments.
• Make an Impact: Play a key role in helping customers navigate challenging situations with empathy and expertise.

This job posting is for an existing vacancy within Heartland.

Accommodation is available on request for candidates taking part in all aspects of the selection process.

We do not use artificial intelligence or automated decision-making tools in any part of our hiring process. All applications are reviewed by our Talent Acquisition team to ensure fairness and transparency.

At Heartland Mutual Insurance, you’re empowered to thrive. Whether it’s your career, your well-being, or your future, we've got you covered.