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    • 5–10 years of multi-line claims adjusting experience.
    • Provide clear communication to policyholders, brokers, and stakeholders throughout the claims process.
    • The claims agents at our call center are responsible for documenting and dispatching new claims requests to claims adjusters.
    • Previous claims experience in construction and medical malpractice (MedMal) is considered an asset.
    • A solid background in both Personal and Commercial Lines…
    • 2 years’ experience in all lines claims adjusting.
    • Keep claims information confidential to protect operations and insured members.
    • Provide direction to claims adjusters in handling of claims should an external adjuster be retained.
    • Directly adjust casualty claim files.
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    • Gather factual versions of the circumstances of the claim from insureds, third parties and other stakeholders to determine the circumstances, causes and…
    • Treat each claim as unique, using sound judgment and appropriate methods to reach fair and equitable claim resolutions.
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    • Gather factual versions of the circumstances of the claim from insureds, third parties and other stakeholders to determine the circumstances, causes and…
    • Process claim payments within established authority limits.
    • Ensure all claims are handled promptly and efficiently.
    • In this role, you’ll be part of a collaborative team that helps customers navigate the claims process with sound judgment, technical claims knowledge, empathy,…
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    • Gather factual versions of the circumstances of the claim from insureds, third parties and other stakeholders to determine the circumstances, causes and…
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    • Manage challenging coverage claims with tact and professionalism.
    • Litigations claims : 3 years (required).
    • Minimum 3 years of experience handling bodily injury…
    • Gathering and reviewing supporting information for claims.
    • Working alongside your team to achieve important claim auditing goals.
    • Keen to learn new concepts.
    • Proficiency with Microsoft Office Suite and claims management systems.
    • File new claims within required provincial deadlines and maintain compliance with…
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    • Comparing claims information with evidence.
    • 2 years of technical experience in an insurance claims environment, with strong knowledge of property claims is…
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Job Post Details

Senior Claim Adjuster - job post

HTM Insurance Company
Cobourg, ON K9A 4K5Hybrid work
$72,000–$108,000 a year - Full-time
Responded to 75% or more applications in the past 30 days, typically within 1 day.

Job details

Pay

  • $72,000–$108,000 a year

Job type

  • Full-time

Location

Cobourg, ON K9A 4K5Hybrid work

Full job description

Senior Claims Adjuster | Auto, Property & Liability

Salary: $72,000 – $108,000 | Experience: 5–10 years

HTM is seeking an experienced Claims Adjuster – Level 3 to manage complex multi-line claims and deliver exceptional service to our policyholders. This role is perfect for a seasoned adjuster who enjoys problem-solving, guiding claims from investigation to settlement, and collaborating with a high-performing team.

What You’ll Do

  • Investigate and manage auto, liability, and property claims, including large or complex cases
  • Assess coverage, set and adjust reserves, and document all activities
  • Negotiate settlements and process payments efficiently
  • Identify subrogation opportunities and coordinate with experts and service providers
  • Support litigation, mediations, and settlement strategies when needed
  • Provide clear communication to policyholders, brokers, and stakeholders throughout the claims process

What We’re Looking For

  • 5–10 years of multi-line claims adjusting experience
  • College diploma or university degree; CIP/FCIP is an asset
  • Strong investigative, analytical, and problem-solving skills
  • Excellent communication, negotiation, and customer service abilities
  • Highly organized, detail-oriented, and able to manage complex workloads

Hybrid Work Model

  • First 3 months in-office for onboarding and training
  • After probation: Hybrid schedule with 3 days in the office and 2 days working from home

What We Offer

  • Competitive salary: $72,000 – $108,000 annually
  • Generous benefits and matched pension contributions
  • Professional development and support for industry education
  • Collaborative, supportive, and hybrid work environment (3 days in-office, 2 days remote after probation)

If you’re a senior claims professional who thrives in a collaborative environment and takes pride in delivering fair, accurate, and timely resolutions, we want to hear from you.

  • Career growth and professional development opportunities
  • Gain practical experience in the insurance industry
  • Work in a collaborative, supportive office environment
  • Develop transferable administrative and professional skills

Why Join HTM Insurance?

HTM Insurance offers a collaborative and supportive workplace where employees play an important role in delivering exceptional service to policyholders and business partners. We value professionalism, teamwork, and community involvement.

Inclusion & Accessibility

HTM Insurance is an equal opportunity employer committed to diversity, inclusion, and accessibility. Accommodation is available throughout the recruitment process in accordance with the Accessibility for Ontarians with Disabilities Act (AODA).

Work Location: In person

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