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Claim Adjudicator jobs

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    • 5–10 years of multi-line claims adjusting experience.
    • Provide clear communication to policyholders, brokers, and stakeholders throughout the claims process.
    • Previous experience handling a wide range of liability claims.
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    • Good written communications skills to draft claims reports.
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    • Good written communications skills to draft claims reports.
    • Confirming policy coverages, investigating claims to determine liability and quantum.
    • Comfortable and experienced working on Ontario auto BI and CGL claims.
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    • 2 years’ experience in all lines claims adjusting.
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    • GL claims : 5 years (required).
    • Oversee claims operations to ensure efficient, high-quality service.
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Job Post Details

Senior Claim Adjuster - job post

HTM Insurance Company
Cobourg, ON K9A 4K5Hybrid work
$72,000–$108,000 a year - Full-time
Responded to 75% or more applications in the past 30 days, typically within 1 day.

Job details

Pay

  • $72,000–$108,000 a year

Job type

  • Full-time

Location

Cobourg, ON K9A 4K5Hybrid work

Full job description

Senior Claims Adjuster | Auto, Property & Liability

Salary: $72,000 – $108,000 | Experience: 5–10 years

HTM is seeking an experienced Claims Adjuster – Level 3 to manage complex multi-line claims and deliver exceptional service to our policyholders. This role is perfect for a seasoned adjuster who enjoys problem-solving, guiding claims from investigation to settlement, and collaborating with a high-performing team.

What You’ll Do

  • Investigate and manage auto, liability, and property claims, including large or complex cases
  • Assess coverage, set and adjust reserves, and document all activities
  • Negotiate settlements and process payments efficiently
  • Identify subrogation opportunities and coordinate with experts and service providers
  • Support litigation, mediations, and settlement strategies when needed
  • Provide clear communication to policyholders, brokers, and stakeholders throughout the claims process

What We’re Looking For

  • 5–10 years of multi-line claims adjusting experience
  • College diploma or university degree; CIP/FCIP is an asset
  • Strong investigative, analytical, and problem-solving skills
  • Excellent communication, negotiation, and customer service abilities
  • Highly organized, detail-oriented, and able to manage complex workloads

Hybrid Work Model

  • First 3 months in-office for onboarding and training
  • After probation: Hybrid schedule with 3 days in the office and 2 days working from home

What We Offer

  • Competitive salary: $72,000 – $108,000 annually
  • Generous benefits and matched pension contributions
  • Professional development and support for industry education
  • Collaborative, supportive, and hybrid work environment (3 days in-office, 2 days remote after probation)

If you’re a senior claims professional who thrives in a collaborative environment and takes pride in delivering fair, accurate, and timely resolutions, we want to hear from you.

  • Career growth and professional development opportunities
  • Gain practical experience in the insurance industry
  • Work in a collaborative, supportive office environment
  • Develop transferable administrative and professional skills

Why Join HTM Insurance?

HTM Insurance offers a collaborative and supportive workplace where employees play an important role in delivering exceptional service to policyholders and business partners. We value professionalism, teamwork, and community involvement.

Inclusion & Accessibility

HTM Insurance is an equal opportunity employer committed to diversity, inclusion, and accessibility. Accommodation is available throughout the recruitment process in accordance with the Accessibility for Ontarians with Disabilities Act (AODA).

Work Location: In person

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