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We are building a greenfield Commercial Lines insurance platform with an initial focus on Commercial Property. The platform is designed as a modern microservices-based ecosystem supporting underwriting, rating, policy administration, carrier management, and third-party integrations.

The Solution Architect will report into Enterprise/Solution Architecture and work closely with Product, Underwriting, Actuarial, Engineering, and Data Engineering teams. This is a hands-on architecture and governance role responsible for defining the target-state architecture and producing architecture deliverables that engineering teams will build against.

Req.#1119126031

The recruiting efforts for this position are intended to fill an existing vacancy for a new position.

Responsibilities

• Define service decomposition, bounded contexts, and data ownership per service
• Design the event-driven backbone, including Kafka (or equivalent) domain event models, event schemas, versioning, and replay semantics
• Author OpenAPI 3.1 specifications for all inter-service and externally consumed APIs before Engineering builds against them
Design the commercial insurance data model, including the Account Applicant Policy Coverage Location Building
• Unit/Exposure hierarchy and NAICS-specific exposure schema extensions
• Design the immutable Premium Transaction Ledger enabling full rating-factor-level reconstruction of every bound dollar across policy, coverage, location, building, exposure, carrier, and factor levels
• Enforce architectural separation between the stateless Rating Service (pricing only) and the Rules Service (eligibility, referral, and straight-through disposition logic)
• Design the Carrier Service abstraction layer supporting multiple carriers and quota-share allocation models
• Define integration architecture for SSO federation, AMS/clearinghouse connectivity, third-party data enrichment providers, and payment gateway integrations
Drive non-functional requirements, including sub-second rating response times, 99.9% uptime, RPO 15 minutes, RTO
• 4 hours, and architectural governance standards such as immutable transactions, effective dating, and prohibition of cross-service database access
• Produce and maintain architecture artifacts, including C4 diagrams, ADRs, API contracts, and data models

Requirements

• 8+ years solution/enterprise architecture, with at least one greenfield microservices platform shipped end-to-end (design through production)
• P&C insurance domain experience, ideally Commercial Lines (account/policy/coverage hierarchies, rating engines, underwriting rules engines). Personal Lines-only background is a gap, not a disqualifier, but must be paired with fast ramp capacity
• Event-driven architecture in production – Kafka or equivalent, domain event design, CQRS, eventual consistency trade-offs
• API design at the contract level – OpenAPI 3.1, versioning strategy, backward-compatibility discipline across independently deployable services
• Data architecture for regulated, auditable financial transactions – immutable ledgers, effective-dating, reconciliation jobs, NUMERIC precision handling
• Direct experience with reinsurance/quota share, bordereaux reporting, or multi-carrier allocation is a strong plus, not a hard requirement
• Experience integrating IVANS, EZLynx, or similar AMS/clearinghouse platforms

Nice to have

• Experience with Microsoft Azure, .NET, and SQL Server

We offer

• Extended Healthcare with Prescription Drugs, Dental and Vision, and Healthcare Spending Account (Company Paid)
• Life and AD&D Insurance (Company Paid)
• Employee Assistance Program (Company Paid)
• Telehealth (Company Paid)
• Short-term Disability (Company Paid)
• Long-Term Disability
• Paid Time Off (including vacation and sick days)
• Registered Retirement Savings Plan (RRSP) with Company match
• Maternity/Parental/Adoption Leave Top-up
• Employee Stock Purchase Program
• Critical Illness Insurance
• Employee Discounts
• Unlimited access to LinkedIn learning solutions

EPAM is a leading global provider of digital platform engineering and development services. We are committed to having a positive impact on our clients, our employees, and our communities. We embrace a dynamic and inclusive culture. Here you will collaborate with multi-national teams, contribute to a myriad of innovative projects that deliver the most creative and cutting-edge solutions, and have an opportunity to continuously learn and grow. No matter where you are located, you will join a dedicated, creative, and diverse community that will help you discover your fullest potential.
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