I spent 10 years working at Western Financial Group, however I had to relocate to an area that they don't service. What I discovered while looking for a new job is that WFG won't give references. Since that is the only place I've worked in the last decade I have no current references and it has proven impossible to find work. I have applied for hundreds of jobs with a pretty high response rate, but as soon as the companies find out I don't have any references I never hear from them again. I have been looking for work for over a year now. It's really unfortunate that WFG punishes it's long term employees this way, so unless you plan to work there for less than a year, or for life, don't bother.