insurance agent (Former Employee) – Edmonton, AB – 12 February 2019
only for people who are very self motivated and willing to deal with a lot of upset rude potential clients. You have to go out and find your clients through a variety of methods such as door knocking and cold calling.
Lots of travel, with very little home time with the family if you have wife and kids. Definitely not 9-5 Can pay very well but lots of hard work required but sometimes company call center and client assistance can ruin client relations.
Make your own hours roughly
lots of travel, at the mercy of clients availability
C'est pas fait pour tout le monde(un peu moin de 2 ans)
Representative (Former Employee) – québec city – 12 December 2018
Superbe équipe et tout, parcontre le salaire n'est jamais stable, il te dise qu'après 1 an tu n'auras plus de soucis financier. Foolish was I. Mes comptes s'empilait et je n'avais pas les moyens de les payer et pourtant je travaillais plus de 50 h semaine en donnant le meilleur de moi meme.
Les cancelations ne pardonne pas et les royautées sont qu'un mensonge pour te garder dans leurs griffes.
De l'assurance j'en n'ai vendu en t*******, mais jamais j'ai vu mes royautées et en plus lorsque j'ai quitté ils m'ont bien dit que j'allais recevoir 1555$, mais leurs frais d'administrations sont juste inconcevable, j'ai reçu 940$ après 2 ans de loyaux service.
Anonymous (Former Employee) – Markham, ON – 8 October 2018
Do not be fooled. This company is going through some changes, and therefore experiencing a high turnover. In some departments, people keep leaving; the person you talk to today, may no longer be there tomorrow. I worked there, did not like it. My job title was completely different from my responsibilities. So my advice - If you have a job that you like, please do not leave it for Combined Insurance because you will regret it. If you don't have a job and need an income, then apply cause you have nothing to lose
Sold accident and sickness insurance policies and renewed them.
Sales Representative (Accident & Sickness) (Former Employee) – Lethbridge, AB – 6 October 2018
I drove all over southern Alberta selling insurance policies and renewing policies. Our job also was to work as liaison between company and customer to make certain all documents were filled out correctly for customers to receive insurance money for accident or sickness. I learned more public relation skills.
Sales Manager (Current Employee) – Ottawa, ON – 3 October 2018
Combined Insurance is a great place to work. Everyday is something different a new adventure. I have learned so much due to the fact that I was so confused and ignorant to insurance needs before this career choice came about. I moved up very quickly from a sales rep to a sales leader and very much enjoy training new people starting their career. The hardest part was being a sales rep and being on commission only you have to learn how to budget and track your sales to be truly successful and always have a paycheck coming in. The most enjoyable part is the daily adventure, you always work in different areas with different people so the job never gets boring.
Sales (Former Employee) – Truro, NS – 16 September 2018
I found that thee training isn't what they promise. You don't make what is promised. They ignore facts that don't work in their favour. They protect high sellers, even if they are unethicat. They allow for bullying, and there's no action taken against bigoted remarks. You really have to get involved with all the meetings nd read the book to help stay motivated. If you don't, it's easy to get lost. Some managers are better than others, but all in all, it's door to door sales.
Sales Representative (Former Employee) – Newfoundland and Labrador – 14 September 2018
This company will hire anyone at all. They con you into believing that your being carefully selected and considered, but your not. They expect you to pay for your own mileage and food and everything else. They call all the money you spend trying to work for them “investments”. A complete waste of time. If a company isn’t interested in hiring you with a base salary and benefits and at least pay for your incidentals then they are not a legitimate place of employment. Key give away was them trying to sell you a job and expected me to pay for everything under the sun including training which I was told that I could use as a “tax right off”.
Not a legitimate employer. Untrustworthy and extremely misleading.
Agent (Former Employee) – Red Deer, AB – 31 August 2018
Multi-level marketing in disguise. Very high turnover. Support for first week. But then after you are just tossed to the curb, to go fend for yourself. Commission sales very difficult. Expenses are high. You can easily make no money and it's hard to make a living. There are a lot of false promises. You get sucked in and then find out what it's really like. They don't care because they continue to pump people in and out. Put lots of pressure on you so they can make money. Nobody is allowed to say anything or you are pegged a complainer. It's managements way to cover up what they don't want to hear. Agents are expected to find all your own leads. There is not the support that you are lead to believe you will get when you start. They tell you a bunch of lies to make you want to work there and then big surprise. There are many things that don't jive after that. Lots of games, red tape and politics. Managers pick their favourites and basically choose a few people they want to support whose pockets they want to see the money go to. Politics are thick.