American Income Life Employee Reviews

It has quite a dynamic culture, receive lots of support from the people around you. However, sales is sales and it can be quite draining and there is always a high turnover

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Great Company!

Master General Agent (Current Employee) - Edmonton, AB - 10 August 2018

Love working here, lots of room for both personal and professional development and growth into a management role based on performance and results. Lots of opportunity to relocate and open new offices.

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Insights into American Income Life

Based on 36 survey responses

What people like

Inclusive work environment
Time and location flexibility
Supportive environment

Areas for improvement

Ability to meet personal goals
General feeling of work happiness
Fair pay for job

learning different culture

customer service (Current Employee) - Winnipeg, MB - 2 August 2018

You are what you want to be. the company has opportunities to grow but it is very tough to achieve. You can work hard and not get a pay just because you did not make a sale

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Life Insurance Agent

Life Insurance Agent (Former Employee) - Calgary, AB - 17 July 2018

Not a job for everyone, you are promised a lot of things, go through insurance licensing at your own expense. Given pages and pages of sales script to memorize. Once all that is done, you are given about 20-40 leads for the month to work off of. You can expect most of your leads to be recycled leads from people who have already had someone try to make a sales pitch to them, a bunch of numbers will be dead, and you will likely not be able to set up more then 1-2 appointments a week. Of the appointments you start with a 40% commission on ALP but you can expect virtually no pay until you have your sales script memorized verbatim, even then your pay is not guaranteed. With a lot of time spent not getting paid you could eventually build a business off of this, gathering referrals to eventually create a clientele, however that could take years if at all and you can expect little to no pay and little to no referrals or sales off of the leads you are given, even if you become very very convincing at delivering their sales copy. The real money working for this company is made by management, they earn income off recruiting people and get a % of the income from the people they hire. The majority of the people hired will turn over because it is very unlikely you can make a living off the sales for anything more then barely minimum wage if you work non-stop 80 hours a week. They hire people 4 days a week. It is possible however to make a living through AIL, a few people have done it within the company and have been very successful, but it is a very rare thing to see, it is usually -

Pros

Nice People at the meetings

Cons

Bad Pay unless you are extremely talented at sales, or get into mangement

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Way more work than a regular job

Licensed Insurance Agent (Current Employee) - Edmonton, AB - 25 June 2018

A typical day at work is working hard and not getting paid unless you make a sale. I learned that this job was not for me. Management is multilevel but you can go above your "supervisors".

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Productive

Part-time Life Insurance Agent (Former Employee) - Burnaby, BC - 30 May 2018

Entrepreneur, you must develop you job. You need to pass difficult exams and study hard to get your license then you need to contact costumers , you salary is based on your customers

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Opportunity Unlimited! (at a cost)

Sales/Marketing (Current Employee) - Calgary, AB - 28 May 2018

Yes, the sky is the limit! But to most there is a cost to this and that is your TIME and DEDICATION. Do not be fooled, this is not for a faint of heart and it is absolutely a test of your character and determination. If you have a fear of rejection or failure, then don't bother wasting your time! Purely commission based sales and full of freedoms but would not recommend this to anyone currently living on a tight budget. This is essentially an opportunity to start your business and be your own boss which all sounds great but do not go into debt for the purpose of chasing a dream! At least not until you are financially stable otherwise you will crack under the pressure and have nothing to show for it. Excellent peers and mentor-ship but they can only carry you so far. This will take A LOT of time and personal financial investment to gain momentum to reach the top but if you can afford those things then go for it!

Pros

Leadership, mentors, flexibility in personal schedules

Cons

A timeline to success "affordabilty" that can be unrealistic to most people

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Insurance Agent American Income Life

Insurance Agent (Former Employee) - Calgary, AB - 21 May 2018

Insurance Agent American Income Life ➢ Have Life Insurance License (Completed LLQP Exam) ➢ Have Accident and & Sickness License ➢ Applied sales skills by selling life insurance to clients ➢ Developed communication skills by interacting with clients and building rapport ➢ Developed phone skills by setting up appointments with potential clients

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Comment

– 23 May 2018

Thank you for your feedback. We appreciate your time at AIL and wish you nothing but the best in your future endeavors.

Great Company to Work For

Supervising Sales Agent/Manager (Current Employee) - London, ON - 9 May 2018

It's can be extremely long hours. Time commitment is great for single person with no little kids. They work with you to succeed. They give great advice. Hardest part of the job is losing evenings and weekends. Most enjoyable is the paycheque.

Pros

High Pay Potential

Cons

Long hours

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Comment

– 14 May 2018

Thank you for the positive review of the AIL opportunity. We enjoy hearing about our agents' successes and thank you for your hard work and sacrifice to make that happen.

not for me

Insurance Representative (Former Employee) - Calgary, AB - 24 April 2018

Not for everyone and should be able to keep another job until you can build up sales and know that you won't struggle financially to pay bills while working with this company.

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If you have the ability to work full commissions

Cons

omg too many to detail

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Good Cold calling

HR Coordinator (Former Employee) - Mississauga, ON - 23 February 2018

Good, Life insurance company, have to hit targets. good environment busy get to learn different people it is a commission based job. great personal life and work life.

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