American Income Life Work-life balance reviews

They talk about warm leads & easy sales which is not at all true. You will get a lead pack , half of them are old and contacted multiple times. Rest half leads has no idea what they signed up for. People ask for a child safe kit online and end up being a lead in this insurance company.

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Insurance sale is not real good

Insurance Agent (Former Employee) - Halifax, ON - 22 August 2019

It is not a real job. No salary on it. You just make commission. They always make you feel like a garbage.The data they give you even 40 years ago. So it means you customer die!

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Insights into American Income Life

Based on 37 survey responses

What people like

Time and location flexibility
Feeling of personal appreciation
Supportive environment

Areas for improvement

Ability to meet personal goals
General feeling of work happiness
Overall satisfaction

Hard to start getting on top of wter, but enjoyable if you succeed.

Supervising Agent (Former Employee) - Windsor, ON - 26 July 2019

Worked there for a year, he door was always open to use the office space at ones choosing, as well as other salespeople willing to help guide you through your sales problems.

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great place to work with friends!

Mobile Benefits Specialist (Former Employee) - edmonton - 23 July 2019

everything was good. just didn't like the outbound type of sales constantly. very good place for people who like sales and don't mind going house to house.

Pros

good people

Cons

long hours

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Not good

Sales Representative (Current Employee) - Vancouver, BC - 17 July 2019

Not the best place to work. Multi Level marketing company with not too much good to say about.

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The whole thing is dishonest. Really not a good place.

Agent (Former Employee) - Mount Pearl, NL - 3 July 2019

Surprisingly they are rated much better than one would expect. Pyramid scam. They expect you to get your friends to come to work and then you both make money of the friends. Build a pyramid. They are not honest when they hire you. Very easy to get caught up in the brainwash tactics.

Pros

None

Cons

Not honest

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Read before you work here!

Career Agent (Former Employee) - Canada - 2 July 2019

I began my journey with AIL being told I would make 40-60k per year or more depending on how much work that you put into it. The job originally sounded appealing because they preach that you will have work/life balance and that "family comes first". I was looking to work for a company that has a family culture. However that is completely NOT the case. To rewind I had originally applied on a job recruiting website and was called a day or two later to schedule an interview. I showed up to the interview and was surprised to see that there were 20+ other candidates. They stated that they were running behind so I waited about 1 hour before sitting down with the person interviewing me. After the initial interview if they liked you they herd you into another room for a "competitive interview" which turned out to just be them telling you how awesome AIL is and how it will change your life and how the opportunity is endless. It was not an interview at all just the head manager of that office telling you how lucky you are to be "chosen" for the competitive interview, videos about the company basically brainwashing you into thinking you are stupid if you don't join. I ended up being there for about 3 hours and wasted a majority of my day sitting around waiting for the "next step". I ended up being chosen to move forward and was told that I would need to purchase a Life Insurance License (over $230) and had to complete it within 2 weeks or they would not pay for my Provincial exam (Over $100). I rushed to complete it and was told that during that time I also had to be present at the -

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Fun place to work and grow

Sales Manager (Current Employee) - Edmonton, AB - 18 June 2019

if youre willing to put the work in and have the character needed easy to grow and earn, very rewarding compensation structure and great culture for fun

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Fun workplace, flexible hours, good pay.

Agent (Current Employee) - Winnipeg, MB - 18 June 2019

I've been working with the company for over a year now and have learned ALOT when it comes to sales. They have amazing training and leaders that are there to help you any time of the day. Great paying job if you're willing to work hard. Amazing office culture as well, everyone helps each other out and it kinda feels like family. Fantastic benefits.

Pros

Good pay, excellent benefits, great culture

Cons

Weird hours. Commission only.

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Very challenging but rewarding

Field Sales Manager // Calgary (Former Employee) - Toronto, ON - 11 June 2019

This job changed my life, you really have to be ready to face a lot of your fears with this job when it comes to working strictly commission based salary and having uncomfortable conversations with people. You sell life insurance, which is hard to sell in and of itself but having to talk with people about their own mortality, financial impact of death on the family and what happens when someone gets seriously hurt in their family is HARD and VERY UNCOMFORTABLE to do. Although very hard to do. this is one the most important conversations you can have with a family period and if you can get over yourself and your own emotional inhibitions about doing it IT PAYS REALLY WELL and the benefits are great, full dental full coverage for prescriptions. There is a bit of a learning curve in the beginning where you don’t make any money so if you can’t cover you bills and live for a month without a pay check I wouldn’t start this job just yet. Great management, one of the best training platforms ever. I grew exponentially as a person and as a salesman at this company and the emotional fortitude required to be successful at this particular job really bleeds over into other areas of your life

Pros

Great commission and bonus structure

Cons

If you can’t set boundaries you won’t have a solid work life balance

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glad I took the chance

Agent (Current Employee) - Winnipeg, MB - 14 May 2019

Applied to the company after seeing how well a family member was doing. I was skeptical at first, but now being a licensed agent and out in the field it all makes sense. It is not as easy as I thought it would be, it requires a lot of hard work, and especially at the beginning some fairly long hours. More importantly the people within the office, management and mentors make all the difference in the world and will help you succeed in any way they can.

Pros

Financial freedom, amazing culture, incredible mentors

Cons

Hard work, sometimes long hours

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Amazing opportunity for dedicated people

Supervising agent (Current Employee) - London, ON - 12 May 2019

This company is great, it rewards hard work, provides all training and support. The culture is wonderful, everyone is eager to help and are positive and friendly. Not only is the compensation amazing, but there are medical/dental benefits included.

Pros

Medical and dental benefits, great compensation package, paid for the work you do, no limits on earnings, friendly family culture

Cons

Some long hours, but worth it for the pay. Requires dedication and ability to manage emotional up's and downs

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Fun place

Benefits Advisor (Current Employee) - Vaughan, ON - 10 May 2019

You are required to book appointment with clients and visit them. its like running your own personal business hence you incur running costs. you are allowed to work at your own pace.

Pros

you work at your own panc

Cons

no fixed salary. remuneration is based on sales

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Worth it

Benefits Representative (Current Employee) - Winnipeg, MB - 8 May 2019

This company provides benefits I wish I had been offered when my children were young. The process of learning to get your insurance license and training to become proficient in the field is hard work, but definitely worth it. Not many jobs provide the income potential of this opportunity or the flexibility to set your own schedule. I really appreciate the mentoring and training, as well as the supportive family feeling of the office culture.

Pros

Helping others

Cons

Takes a while to get licensed and trained

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great place to work and great people to work with

Insurance Agent (Current Employee) - Winnipeg, MB - 3 May 2019

I was pretty skeptical when I first took this job because it sounded like it was too good to be true. Yes I had to pay for my insurance license up front, but now I am a licensed agent. With the mentoring and the teaching culture that surrounds everything that they do not only have I learned to become a better agent I have become a better person. I also have the opportunity to mentor others and it is really fulfilling to know that I am helping other people more than I'm helping myself. There is a lot of hard work involved but at the end of the day it is always worth it

Pros

mentoring, great pay, making a difference

Cons

long hours, hard work

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An Amazing Opportunity

Benefits Specialist (Current Employee) - Ottawa, ON - 2 May 2019

I have worked with AIL for 3.5 years so far and came into this field completely new to the industry not having a clue about anything. My first year (23 years old) I made $105'907. This opportunity launched my life, put my family in a brand new home, brand new car, etc.. This career allowed me to grow so much as an individual by pushing me to be better and do better. You can go from 0 to 100 real quick in this industry as long as you're coachable, have a strong work ethic, and actually put in the time to learn the tricks of the trade. One of the best things about this opportunity is that you work like a family and not as a boss/employee environment. Everyone is cheering for you and willing to put in as much time as need be to help you with whatever you need. What hooked me to this career was the residual income you build that you get paid on for life. Thank you for believing in me and giving me this opportunity AIL!

Pros

residual income for life, AMAZING income, freedom, flexible schedules, best people I've ever met

Cons

honestly, I don't have any as I am fully responsible for my business so any cons are cons on my own skill set, or mental paradigms

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Great place to work overall... great people!

Supervising Agent (Current Employee) - London, ON (Newbold) - 30 April 2019

It is app to use to make the work-life balance but implementing some good time management skills. The people there are amazing, the recognition from teammates and management is unsurpassed, the commission is some of the highest I've ever seen as well as yearly renewals. You definitely need to be organized, self-motivated, and eager to always learn.

Pros

Great culture, great pay, great people, opportunity to grow and advance is quickly as you want to as long as you do the work

Cons

Long hours, late night phone calls

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Amazing Experience.

Sales Representative (Current Employee) - London, ON - 24 April 2019

The definitive nature of American Income Life is the motivating culture that resides throughout the company that establishes a positive, energetic, driven framework for individual and company success. What is most enticing part about working with AIL is the endless career advancement. Your income and promotions is performance based. The harder you work, the more you earn, the further your career advances. They provide you with all the necessary tools, training and resources you need in order to succeed; all you need to do is put in the effort. The culture in the London office is a rare breed of family and professionalism. Everyone is very close, yet maintains focus and works well as a team.

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Amazing place to work

Benefits Specialist (Current Employee) - Edmonton, AB - 21 April 2019

Everyone you work with and your mentors are always in a great mood and there to help. Your growth is matched with how much time and effort you invest into yourself and he job.

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Dont work here!!

Benefit Specialist (Former Employee) - Burnaby, BC - 21 April 2019

It clamed itself a insurance company and it kind of is. But it's more like a commercial marketing company which send out people to strangers' houses. The benefit plans don't make much senses and they will tell you it's easy to make money and you will be giving leads. But don't believe it. it's not true!!!it's still all cold leads!!

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A great next career!

Agent (Current Employee) - Edmonton, AB - 20 April 2019

I was employed in the industrial sector for 35 years. I worked extremely hard, but was limited in how far I could go, based on a very competitive work environment. Compounded with daily stress of the work atmosphere, I was very much ready to retire and seek other opportunities. I am very excited about the opportunity and potential that AIL Edmonton is providing. The management is both supportive and positive! The team feels like family as everyone is there to support each other. Yes, you do have to work hard; but through hard work, a positive attitude and a willingness to learn / teach, the opportunity is truly unlimited. The products offered by the company are there to help families, and you feel good about delivering a product which provides this. Best of all, I can work under my own schedule. The company fully endorses you building your own team and provides lots of training to help you reach your goals. Excited about the potential with AIL Edmonton!