Work wellbeing score is 57 out of 100
3.2 out of 5 stars.
Write a review

American Income Life Management reviews

Review this company
Job Title
All
Location
Canada208 reviews

Ratings by category

Clear
2.9Work-life balance
3.1Pay & benefits
3.2Job security & advancement
3.3Management
3.3Culture

Sort by

HelpfulnessRatingDate
Found 63 reviews matching the searchSee all 264 reviews
commissionincomesaleappointmentinsurancescriptbasedlead

Great place to work overall... great people!

Indeed featured review

The most useful review selected by Indeed
It is app to use to make the work-life balance but implementing some good time management skills. The people there are amazing, the recognition from teammates and management is unsurpassed, the commission is some of the highest I've ever seen as well as yearly renewals. You definitely need to be organized, self-motivated, and eager to always learn.

Pros

Great culture, great pay, great people, opportunity to grow and advance is quickly as you want to as long as you do the work

Cons

Long hours, late night phone calls
Was this review helpful?

Be careful and do research before you start

American Income is probably one of the worst employers I have worked with. There is no base salary, limited training and dishonest management. If you have your own network and know how to scam people this is the ideal job for you. Management tries to recruit lots of people because they also get a cut. Overall, they over promise and under deliver.

Pros

Obtained LLQP, remote work

Cons

Everything else
Was this review helpful?

Insights into American Income Life

Based on 37 survey responses
What people like
  • Time and location flexibility
  • Feeling of personal appreciation
  • Supportive environment
Areas for improvement
  • Ability to meet personal goals
  • General feeling of work happiness
  • Overall satisfaction

You've got to be able to memorize scripts and act your part

You're expected to show up for trainings but you don't get paid for it. You're given scripts to memorize and then you make cold calls to try to get a sit for a meeting.Then you "play your part" . Try to sell. Or upsell.

Pros

No pros unless you're an excellent actor or good at mimicking.

Cons

You don't make a sale, you don't get paid. All your time put in, you're not paid.
Was this review helpful?

Not a great environment

This revolves around how much you push insurance at families and how well you are trained to do so. Getting into people's houses with a free child safe kit/will kit and pushing them to decide right away. Then be ready for people to cancel & you have to pay back what you got paid

Pros

Got my life insurance license LLQP but that wasnt provided by the company

Cons

Awful management and huge amounts of wasted time
Was this review helpful?

Read before you work here!

I began my journey with AIL being told I would make 40-60k per year or more depending on how much work that you put into it. The job originally sounded appealing because they preach that you will have work/life balance and that "family comes first". I was looking to work for a company that has a family culture. However that is completely NOT the case. To rewind I had originally applied on a job recruiting website and was called a day or two later to schedule an interview. I showed up to the interview and was surprised to see that there were 20+ other candidates. They stated that they were running behind so I waited about 1 hour before sitting down with the person interviewing me. After the initial interview if they liked you they herd you into another room for a "competitive interview" which turned out to just be them telling you how awesome AIL is and how it will change your life and how the opportunity is endless. It was not an interview at all just the head manager of that office telling you how lucky you are to be "chosen" for the competitive interview, videos about the company basically brainwashing you into thinking you are stupid if you don't join. I ended up being there for about 3 hours and wasted a majority of my day sitting around waiting for the "next step". I ended up being chosen to move forward and was told that I would need to purchase a Life Insurance License (over $230) and had to complete it within 2 weeks or they would not pay for my Provincial exam (Over $100). I rushed to complete it and was told that during that time I also had to be present at the - 
Was this review helpful?

Rate your recent company

Share your experience to help others

Very challenging but rewarding

This job changed my life, you really have to be ready to face a lot of your fears with this job when it comes to working strictly commission based salary and having uncomfortable conversations with people. You sell life insurance, which is hard to sell in and of itself but having to talk with people about their own mortality, financial impact of death on the family and what happens when someone gets seriously hurt in their family is HARD and VERY UNCOMFORTABLE to do. Although very hard to do. this is one the most important conversations you can have with a family period and if you can get over yourself and your own emotional inhibitions about doing it IT PAYS REALLY WELL and the benefits are great, full dental full coverage for prescriptions. There is a bit of a learning curve in the beginning where you don’t make any money so if you can’t cover you bills and live for a month without a pay check I wouldn’t start this job just yet. Great management, one of the best training platforms ever. I grew exponentially as a person and as a salesman at this company and the emotional fortitude required to be successful at this particular job really bleeds over into other areas of your life

Pros

Great commission and bonus structure

Cons

If you can’t set boundaries you won’t have a solid work life balance
Was this review helpful?

Great place to work, but it is NOT easy. As with anything you get paid what you put in. Sometimes long hours, but you control your schedule.

You get paid what your worth by setting your own schedule and the amount of time you work. This expecting an easy ride might as well look elsewhere. If it was easy everyone would do it. Those that have a great work ethic and are willing to put the time in, will do very well. Those that don’t, well won’t. As with any job, you don’t work, you don’t have a job

Pros

Great management, paid is high, benefits are amazing, set your own schedule and targets

Cons

Major self discipline
Was this review helpful?

Constant learning and advancement of skills to become the best version of yourself.

A day in the office would begin with training classes for certain skills that need to be improved all the time. Training that is tailored to your needs and management support all new and rookie agents with whatever they need to become successful. Very supportive and fruitful environment for people to grow. Not a cut throat office where people are only there for themselves and out to beat each other. Most enjoyable part of the job is enrolling families in our benefits and the feeling knowing that this family is protected for life whenever anything happens to them. Hardest part of the job is the discipline and motivation you have to have for yourself to grow. No one is pushing and checking on you every hour to see what you've done. You need to be a workhorse when no one is watching you and when no one is breathing down your neck about how much work you need to do.

Pros

Office supplies/expenses paid for
Was this review helpful?

glad I took the chance

Applied to the company after seeing how well a family member was doing. I was skeptical at first, but now being a licensed agent and out in the field it all makes sense. It is not as easy as I thought it would be, it requires a lot of hard work, and especially at the beginning some fairly long hours. More importantly the people within the office, management and mentors make all the difference in the world and will help you succeed in any way they can.

Pros

Financial freedom, amazing culture, incredible mentors

Cons

Hard work, sometimes long hours
Was this review helpful?

Excellent company to work for

Excellent company to work for. Great culture. Great leadership. Great Management support, great training. Subsidiary of Torchmark Corporation (NYSE: TMK). Over 100 year’s well-known and trusted history for providing life insurance and health benefits with more than 7,000 workers in three countries with total US$ 4 Million annual revenue

Pros

Great team

Cons

none
Was this review helpful?

A great next career!

I was employed in the industrial sector for 35 years. I worked extremely hard, but was limited in how far I could go, based on a very competitive work environment. Compounded with daily stress of the work atmosphere, I was very much ready to retire and seek other opportunities. I am very excited about the opportunity and potential that AIL Edmonton is providing. The management is both supportive and positive! The team feels like family as everyone is there to support each other. Yes, you do have to work hard; but through hard work, a positive attitude and a willingness to learn / teach, the opportunity is truly unlimited. The products offered by the company are there to help families, and you feel good about delivering a product which provides this. Best of all, I can work under my own schedule. The company fully endorses you building your own team and provides lots of training to help you reach your goals. Excited about the potential with AIL Edmonton!

Pros

Positive work place with lots of opportunity!

Cons

Should work at least one day of the weekend, but you control your schedule.
Was this review helpful?

Persistence and hard work pays off

Amazing family culture. This company with the management team has helped me grow professionally and personally. Everyone helps you to reach your goals and dreams. Would recommend for anyone looking for flexible hours who is willing to work hard to achieve what they want in life.

Pros

Great work environment. Constant learning

Cons

Not for everyone, laziness and being comfortable won’t help you succeed
Was this review helpful?

This company is the BIGGEST scam ever!

Please be careful with this company. They will pressure you into paying lots of money to take "courses" to sell life insurance. Its an actual joke. I worked in the office, and you were expected to cold call people and try to get them to apply for a job and basically manipulate them into sending over $500 to take a course. I honestly have no idea how they are still able to operate.

Pros

Unfortunately nothing

Cons

Its a scam.
Was this review helpful?

not bad, not great

definitely not what I signed up for. was told and thought that I was being hired into management but the structure of the company has everyone selling there product. if u leave your pride and conscience at the door and work hard....... really hard then you will be successful.

Pros

nice people

Cons

not great company structure
Was this review helpful?

good product, poor work environment

Long long days 10 am till 10 pm minimum. 6 days/week. Learned that making money is not as important as my integrity. Leaders here have zero people skills. Good at first. Then honestly found most were bullies. Hardest part of the job- beginning learning curve. Most enjoyable part- talking to people and getting them what they need. I was humiliated in front of the entire office and told by management I was making a 'bad life choice' (asked to not go to training as I had been crying- training was 1hr and repeatable)

Pros

possibility of good money

Cons

long hours- no integrity
Was this review helpful?

good job. bad management

you are promised the world during hiring. Management is typical salesmen who can't tell the truth to save their lives. Advancement is not based on performance. It is based on kissing butts.

Pros

salary

Cons

management
Was this review helpful?

Fast Paced

Need to be a self starter and good at sales. Management will provide training, but all expenses incurred on your credit card. Very process driven but can be difficult to maintain
Was this review helpful?

If you dont have 10 years to commit and the leisure of not needing an income for sometimes months at a time, believe me don't waste your time.

Worked for AIL for almost 2 years as a field agent and hiring manager. Don't be fooled by the interview, this is a 100% commission sales position from the minute you sign on the dotted line to be a captive agent with them. If you're alright with a commission only position, it's good in the sense that management trains you very thoroughly and will help you move through the ranks as quickly as they can. It starts to seem disingenuous as you realize that management can only keep their given titles if they enlist and are able to promote a certain amount of agents within a set amount of time.. provided their agents write the amount of production necessary to recieve a promotion. Your manager will either push you as hard as possible to reach those numbers or simply give you pieces of their business to submit so they can hit their quota. Pros: -Potential to make alot of money if you have time to invest and are great at faking concern for people. - Once past a certain point in training there is lots of flexibility with when you want to work. You're making your own schedule. Cons: - Learning the logistics of why the company operates the way it does leaves you morally divided. The hiring team and senior agents do whatever they can to meet their code requirements and production levels, and I mean whatever. Watching people who have no business being hired into such a ruthless sales position is disheartening when it puts most if its hires in a compromising financial state for the first year, if they even make it to that. Single mothers, non English speaking, anyone who has - 
Was this review helpful?

Pressure to Upsell!

You are pressured to upsell all the time and have to give an account of your time by entering your activity in their computer app. You are a captive agent so you don't get to keep your clients and you can only sell their products. There is a lot of wear and tear on your vehicle. There is an opportunity to earn a lot of money however you will be on the road a lot. When they have their meetings with agents, it is usually finished in the middle of the afternoon so when you have to go and see clients you're hustling through traffic! By the time you're done, you are coming home late at night. If you complain, they say you're not working hard enough.

Pros

Great Training

Cons

Long Hours, Micro management of your time, Commission Sales Only.
Was this review helpful?

Not Fantastic - Sales

Long hours 6-7 days a week, traveled 2 hours each way to location given to cover. leads generated by company were lacking as we were trying to sell funeral benefits to people who already had adequate coverage being retired GM employees
Was this review helpful?

If you want opportunity over security

I have been working here a few months. I had a few friends who were enjoying their jobs and enjoying the work and making good money so I spoke to some of the managers and was hired. Its full commission and I am fine with that, I was looking for something that I could work hard and move ahead. I was sick of not advancing at my last place of work. If you do the work and follow the training you will succeed. Its perfect for me because I'm ambitious and want to make a lot of money, this for sure wouldn't be for everyone. The management are very good at what they do. The top salesman in the whole company works at the same location. The work culture is fun and progressive.

Pros

great training and management

Cons

Not for everyone, gotta be ready to work
Was this review helpful?

Want to know more about working here?

Ask a question about working or interviewing at American Income Life. Our community is ready to answer.Ask a Question

Overall rating

Based on 264 reviews

Ratings by category

2.9 out of 5 stars for Work/Life Balance
3.1 out of 5 stars for Salary/Benefits
3.2 out of 5 stars for Job security/advancement
3.3 out of 5 stars for Management
3.3 out of 5 stars for Culture

Compare American Income Life with

Compare
Compare
Compare
Compare
Compare
Compare
Compare
Compare
Compare
Compare

Questions about American Income Life

Learn about popular job titles at American Income Life

See all job titles at American Income Life
  • Companies
  • American Income Life
  • Employee reviews
  • Management