American Income Life Culture reviews

It has quite a dynamic culture, receive lots of support from the people around you. However, sales is sales and it can be quite draining and there is always a high turnover

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Read before you work here!

Career Agent (Former Employee) - Canada - 2 July 2019

I began my journey with AIL being told I would make 40-60k per year or more depending on how much work that you put into it. The job originally sounded appealing because they preach that you will have work/life balance and that "family comes first". I was looking to work for a company that has a family culture. However that is completely NOT the case. To rewind I had originally applied on a job recruiting website and was called a day or two later to schedule an interview. I showed up to the interview and was surprised to see that there were 20+ other candidates. They stated that they were running behind so I waited about 1 hour before sitting down with the person interviewing me. After the initial interview if they liked you they herd you into another room for a "competitive interview" which turned out to just be them telling you how awesome AIL is and how it will change your life and how the opportunity is endless. It was not an interview at all just the head manager of that office telling you how lucky you are to be "chosen" for the competitive interview, videos about the company basically brainwashing you into thinking you are stupid if you don't join. I ended up being there for about 3 hours and wasted a majority of my day sitting around waiting for the "next step". I ended up being chosen to move forward and was told that I would need to purchase a Life Insurance License (over $230) and had to complete it within 2 weeks or they would not pay for my Provincial exam (Over $100). I rushed to complete it and was told that during that time I also had to be present at the -

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Success driven

INSURANCE AGENT (Current Employee) - Calgary, AB - 2 July 2019

Success driven work Heavy prospect and lead gathering Flexible hours Great pay for work accomplished Focused and driven workers will make a good living

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Fun place to work and grow

Sales Manager (Current Employee) - Edmonton, AB - 18 June 2019

if youre willing to put the work in and have the character needed easy to grow and earn, very rewarding compensation structure and great culture for fun

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Fun workplace, flexible hours, good pay.

Agent (Current Employee) - Winnipeg, MB - 18 June 2019

I've been working with the company for over a year now and have learned ALOT when it comes to sales. They have amazing training and leaders that are there to help you any time of the day. Great paying job if you're willing to work hard. Amazing office culture as well, everyone helps each other out and it kinda feels like family. Fantastic benefits.

Pros

Good pay, excellent benefits, great culture

Cons

Weird hours. Commission only.

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Insights into American Income Life

Based on 37 survey responses

What people like

Time and location flexibility
Feeling of personal appreciation
Supportive environment

Areas for improvement

Ability to meet personal goals
General feeling of work happiness
Overall satisfaction

glad I took the chance

Agent (Current Employee) - Winnipeg, MB - 14 May 2019

Applied to the company after seeing how well a family member was doing. I was skeptical at first, but now being a licensed agent and out in the field it all makes sense. It is not as easy as I thought it would be, it requires a lot of hard work, and especially at the beginning some fairly long hours. More importantly the people within the office, management and mentors make all the difference in the world and will help you succeed in any way they can.

Pros

Financial freedom, amazing culture, incredible mentors

Cons

Hard work, sometimes long hours

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Excellent company to work for

General Manager Benefits (Former Employee) - Oakville, ON - 12 May 2019

Excellent company to work for. Great culture. Great leadership. Great Management support, great training. Subsidiary of Torchmark Corporation (NYSE: TMK). Over 100 year’s well-known and trusted history for providing life insurance and health benefits with more than 7,000 workers in three countries with total US$ 4 Million annual revenue

Pros

Great team

Cons

none

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Amazing opportunity for dedicated people

Supervising agent (Current Employee) - London, ON - 12 May 2019

This company is great, it rewards hard work, provides all training and support. The culture is wonderful, everyone is eager to help and are positive and friendly. Not only is the compensation amazing, but there are medical/dental benefits included.

Pros

Medical and dental benefits, great compensation package, paid for the work you do, no limits on earnings, friendly family culture

Cons

Some long hours, but worth it for the pay. Requires dedication and ability to manage emotional up's and downs

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Worth it

Benefits Representative (Current Employee) - Winnipeg, MB - 8 May 2019

This company provides benefits I wish I had been offered when my children were young. The process of learning to get your insurance license and training to become proficient in the field is hard work, but definitely worth it. Not many jobs provide the income potential of this opportunity or the flexibility to set your own schedule. I really appreciate the mentoring and training, as well as the supportive family feeling of the office culture.

Pros

Helping others

Cons

Takes a while to get licensed and trained

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great place to work and great people to work with

Insurance Agent (Current Employee) - Winnipeg, MB - 3 May 2019

I was pretty skeptical when I first took this job because it sounded like it was too good to be true. Yes I had to pay for my insurance license up front, but now I am a licensed agent. With the mentoring and the teaching culture that surrounds everything that they do not only have I learned to become a better agent I have become a better person. I also have the opportunity to mentor others and it is really fulfilling to know that I am helping other people more than I'm helping myself. There is a lot of hard work involved but at the end of the day it is always worth it

Pros

mentoring, great pay, making a difference

Cons

long hours, hard work

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Great place to work overall... great people!

Supervising Agent (Current Employee) - London, ON (Newbold) - 30 April 2019

It is app to use to make the work-life balance but implementing some good time management skills. The people there are amazing, the recognition from teammates and management is unsurpassed, the commission is some of the highest I've ever seen as well as yearly renewals. You definitely need to be organized, self-motivated, and eager to always learn.

Pros

Great culture, great pay, great people, opportunity to grow and advance is quickly as you want to as long as you do the work

Cons

Long hours, late night phone calls

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Amazing Experience.

Sales Representative (Current Employee) - London, ON - 24 April 2019

The definitive nature of American Income Life is the motivating culture that resides throughout the company that establishes a positive, energetic, driven framework for individual and company success. What is most enticing part about working with AIL is the endless career advancement. Your income and promotions is performance based. The harder you work, the more you earn, the further your career advances. They provide you with all the necessary tools, training and resources you need in order to succeed; all you need to do is put in the effort. The culture in the London office is a rare breed of family and professionalism. Everyone is very close, yet maintains focus and works well as a team.

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A great next career!

Agent (Current Employee) - Edmonton, AB - 20 April 2019

I was employed in the industrial sector for 35 years. I worked extremely hard, but was limited in how far I could go, based on a very competitive work environment. Compounded with daily stress of the work atmosphere, I was very much ready to retire and seek other opportunities. I am very excited about the opportunity and potential that AIL Edmonton is providing. The management is both supportive and positive! The team feels like family as everyone is there to support each other. Yes, you do have to work hard; but through hard work, a positive attitude and a willingness to learn / teach, the opportunity is truly unlimited. The products offered by the company are there to help families, and you feel good about delivering a product which provides this. Best of all, I can work under my own schedule. The company fully endorses you building your own team and provides lots of training to help you reach your goals. Excited about the potential with AIL Edmonton!

Pros

Positive work place with lots of opportunity!

Cons

Should work at least one day of the weekend, but you control your schedule.

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Persistence and hard work pays off

Supervising Agent (Current Employee) - Ottawa, ON - 16 April 2019

Amazing family culture. This company with the management team has helped me grow professionally and personally. Everyone helps you to reach your goals and dreams. Would recommend for anyone looking for flexible hours who is willing to work hard to achieve what they want in life.

Pros

Great work environment. Constant learning

Cons

Not for everyone, laziness and being comfortable won’t help you succeed

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A good company

Supervising Agent (Former Employee) - Edmonton, AB - 4 April 2019

Good company if you can fit well into their culture. Roam for advancement. You have to be prepared to work long days for the first few months. Every office is also ran differently.

Pros

Good benefits and commission

Cons

Policies can be expensive

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Great management and staff, very team oriented

Insurance Agent (Former Employee) - Edmonton, AB - 18 March 2019

My manager at this company was fantastic. Unfortunately I couldn't handle making cold calls and wondering if I was getting paid week to week. This is a commission based job only, so if you are seeking job security look elsewhere.They offer really great benefits and it is great for someone looking for a competitive field.

Pros

Create your own work hours, great people to work with

Cons

No financial stability

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ambiente seguro y comodo

Sales Agent (Former Employee) - toronto canada - 11 February 2019

en esta empresa cada agente trabaja sobre las horas que el o ella deciden, se trabaja por comisión

Pros

seguro medico

Cons

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If you want opportunity over security

Sales agent (Current Employee) - Halifax Regional Municipality, NS - 1 November 2018

I have been working here a few months. I had a few friends who were enjoying their jobs and enjoying the work and making good money so I spoke to some of the managers and was hired. Its full commission and I am fine with that, I was looking for something that I could work hard and move ahead. I was sick of not advancing at my last place of work. If you do the work and follow the training you will succeed. Its perfect for me because I'm ambitious and want to make a lot of money, this for sure wouldn't be for everyone. The management are very good at what they do. The top salesman in the whole company works at the same location. The work culture is fun and progressive.

Pros

great training and management

Cons

Not for everyone, gotta be ready to work

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Invent your own future

Regional Manager (Current Employee) - Winnipeg, MB - 20 September 2018

This company taught me so many lessons in leadership, management, and sales. The culture was incredibly competitive, intense, but at the same time everyone helped each other. Family oriented is the best way to describe it. Your pay is a direct reflection of your efforts. Most enjoyable part was getting to surround myself with amazing driven people.

Pros

Pay, Travel, People

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Master General Agent

Master General Agent (MGA), Ottawa, Ontario (Current Employee) - Waco, TX - 26 August 2018

Managing and administering a team of Insurance agents. Culture is controlled by you because you hire agents and mentor them through pipe-line until they are fully released independent agents that are working on building their own team!

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Way more work than a regular job

Licensed Insurance Agent (Current Employee) - Edmonton, AB - 25 June 2018

A typical day at work is working hard and not getting paid unless you make a sale. I learned that this job was not for me. Management is multilevel but you can go above your "supervisors".

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