American Income Life
Work wellbeing score is 57 out of 100
3.2 out of 5 stars.
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American Income Life Employee Reviews for Agent

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Agent50 reviews
Location
Canada50 reviews

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2.9Work-life balance

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Hard to start getting on top of wter, but enjoyable if you succeed.

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Worked there for a year, he door was always open to use the office space at ones choosing, as well as other salespeople willing to help guide you through your sales problems.
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You've got to be able to memorize scripts and act your part

You're expected to show up for trainings but you don't get paid for it. You're given scripts to memorize and then you make cold calls to try to get a sit for a meeting.Then you "play your part" . Try to sell. Or upsell.

Pros

No pros unless you're an excellent actor or good at mimicking.

Cons

You don't make a sale, you don't get paid. All your time put in, you're not paid.
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Insights into American Income Life

Based on 36 survey responses
What people like
  • Inclusive work environment
  • Time and location flexibility
  • Supportive environment
Areas for improvement
  • Ability to meet personal goals
  • General feeling of work happiness
  • Fair pay for job

The whole thing is dishonest. Really not a good place.

Surprisingly they are rated much better than one would expect. Pyramid scam. They expect you to get your friends to come to work and then you both make money of the friends. Build a pyramid. They are not honest when they hire you. Very easy to get caught up in the brainwash tactics.

Pros

None

Cons

Not honest
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Read before you work here!

I began my journey with AIL being told I would make 40-60k per year or more depending on how much work that you put into it. The job originally sounded appealing because they preach that you will have work/life balance and that "family comes first". I was looking to work for a company that has a family culture. However that is completely NOT the case. To rewind I had originally applied on a job recruiting website and was called a day or two later to schedule an interview. I showed up to the interview and was surprised to see that there were 20+ other candidates. They stated that they were running behind so I waited about 1 hour before sitting down with the person interviewing me. After the initial interview if they liked you they herd you into another room for a "competitive interview" which turned out to just be them telling you how awesome AIL is and how it will change your life and how the opportunity is endless. It was not an interview at all just the head manager of that office telling you how lucky you are to be "chosen" for the competitive interview, videos about the company basically brainwashing you into thinking you are stupid if you don't join. I ended up being there for about 3 hours and wasted a majority of my day sitting around waiting for the "next step". I ended up being chosen to move forward and was told that I would need to purchase a Life Insurance License (over $230) and had to complete it within 2 weeks or they would not pay for my Provincial exam (Over $100). I rushed to complete it and was told that during that time I also had to be present at the - 
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Fun workplace, flexible hours, good pay.

I've been working with the company for over a year now and have learned ALOT when it comes to sales. They have amazing training and leaders that are there to help you any time of the day. Great paying job if you're willing to work hard. Amazing office culture as well, everyone helps each other out and it kinda feels like family. Fantastic benefits.

Pros

Good pay, excellent benefits, great culture

Cons

Weird hours. Commission only.
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Great place to work, but it is NOT easy. As with anything you get paid what you put in. Sometimes long hours, but you control your schedule.

You get paid what your worth by setting your own schedule and the amount of time you work. This expecting an easy ride might as well look elsewhere. If it was easy everyone would do it. Those that have a great work ethic and are willing to put the time in, will do very well. Those that don’t, well won’t. As with any job, you don’t work, you don’t have a job

Pros

Great management, paid is high, benefits are amazing, set your own schedule and targets

Cons

Major self discipline
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glad I took the chance

Applied to the company after seeing how well a family member was doing. I was skeptical at first, but now being a licensed agent and out in the field it all makes sense. It is not as easy as I thought it would be, it requires a lot of hard work, and especially at the beginning some fairly long hours. More importantly the people within the office, management and mentors make all the difference in the world and will help you succeed in any way they can.

Pros

Financial freedom, amazing culture, incredible mentors

Cons

Hard work, sometimes long hours
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Amazing opportunity for dedicated people

This company is great, it rewards hard work, provides all training and support. The culture is wonderful, everyone is eager to help and are positive and friendly. Not only is the compensation amazing, but there are medical/dental benefits included.

Pros

Medical and dental benefits, great compensation package, paid for the work you do, no limits on earnings, friendly family culture

Cons

Some long hours, but worth it for the pay. Requires dedication and ability to manage emotional up's and downs
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Great place to work overall... great people!

It is app to use to make the work-life balance but implementing some good time management skills. The people there are amazing, the recognition from teammates and management is unsurpassed, the commission is some of the highest I've ever seen as well as yearly renewals. You definitely need to be organized, self-motivated, and eager to always learn.

Pros

Great culture, great pay, great people, opportunity to grow and advance is quickly as you want to as long as you do the work

Cons

Long hours, late night phone calls
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Productive and fun workplace where you can balance work and life all the time

First, you control your own time and schedule. Second, the busiest that you get the best income that you can have, and third there are a lot of fun people to work with.

Pros

Free time

Cons

Protecting children and helping families
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A great next career!

I was employed in the industrial sector for 35 years. I worked extremely hard, but was limited in how far I could go, based on a very competitive work environment. Compounded with daily stress of the work atmosphere, I was very much ready to retire and seek other opportunities. I am very excited about the opportunity and potential that AIL Edmonton is providing. The management is both supportive and positive! The team feels like family as everyone is there to support each other. Yes, you do have to work hard; but through hard work, a positive attitude and a willingness to learn / teach, the opportunity is truly unlimited. The products offered by the company are there to help families, and you feel good about delivering a product which provides this. Best of all, I can work under my own schedule. The company fully endorses you building your own team and provides lots of training to help you reach your goals. Excited about the potential with AIL Edmonton!

Pros

Positive work place with lots of opportunity!

Cons

Should work at least one day of the weekend, but you control your schedule.
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Truly Amazing Opportunity

If you are the type of person that likes to get paid what you're worth, willing to work hard, and gain the skills you need to be successful in life, this is the perfect career for you. If you are looking for a 9-5, clock in clock out, hourly wage position to just do your "job", this isn't for you. This is a career that changed my life completely for the better. It has opened up doors I have never thought were possible. This is an opportunity to change your life and help change others' lives. I get to work with my best friends every single day and make a crazy amount of money doing it. Don't think twice, just do it!

Pros

Incredible people, fantastic money

Cons

Absolutely nothing
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Amazing opportunity

Working at American Income is an opportunity unlike any other. You are given the opportunity to shape and mould your career for yourself and chose how quickly you advance and how much income you make. An excellent training program and support system of managers and mentors ensure that, even if you are new to the industry, you have all the tools and resources to be successful. This is not a job for everybody. With the amount of self-direction and schedule you need to be able to hold yourself to account for the amount of hard work and effort that you put into learning and executing the systems and processes. If you can’t hold yourself responsible for putting in an honest full day’s work, then you won’t be successful. The only limitations on your opportunity are those that you place on yourself.

Pros

Family atmosphere, flexible schedule, great pay, great product that helps and protects families

Cons

Schedule is also limited by availability of clients, at minimum some evening and weekends are required
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Persistence and hard work pays off

Amazing family culture. This company with the management team has helped me grow professionally and personally. Everyone helps you to reach your goals and dreams. Would recommend for anyone looking for flexible hours who is willing to work hard to achieve what they want in life.

Pros

Great work environment. Constant learning

Cons

Not for everyone, laziness and being comfortable won’t help you succeed
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Truly opportunity unlimited

All you need is a great attitude, willingness to be coached to succeed, willingness to put in the time and effort to succeed and you'll go a long way with this company. The managers are there to support you along the way , the show you the ocean full of fish and the right fishing rods ... you just have to go get the fish! I truly enjoy working here.

Pros

You are your own advocate and leader
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Great Opportunity

Great company to work for! Managers and mentors provide all the training and support to be successful. Love going to work everyday with the family dynamic, and have created long term friendships. Great opportunity and unlimited income potential as long as you've got the work ethic and put in the hard work.
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American Income Life

Working at American Income Life has opened doors I would have never have opened. To be a part of a Family is great.. yes I said Family.. going to work every day is not a job when you feel at home and everyone in the office is there to help and support you.

Pros

exciting down south Conferences..
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Truly "Opportunity Unlimted"

Lots of room for growth. No glass ceiling. Only promote from within the company. Rewarding career. Flexible schedule. Makes me feel great knowing that at the end of the day, more families are protected.
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A good company

Good company if you can fit well into their culture. Roam for advancement. You have to be prepared to work long days for the first few months. Every office is also ran differently.

Pros

Good benefits and commission

Cons

Policies can be expensive
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Personal & professional growth

Great company to work for as a matter of fact AIL hit top 50 happiest company to work for on FORBES for many years back to back. Great group of managers in Ottawa & excellent training classes on a weekly basis. Products are suitable for every types of family & always there when they need it most. A+ rated company.

Pros

Flexible hours & no caps on Income

Cons

Not for people who want to work part time
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good product, poor work environment

Long long days 10 am till 10 pm minimum. 6 days/week. Learned that making money is not as important as my integrity. Leaders here have zero people skills. Good at first. Then honestly found most were bullies. Hardest part of the job- beginning learning curve. Most enjoyable part- talking to people and getting them what they need. I was humiliated in front of the entire office and told by management I was making a 'bad life choice' (asked to not go to training as I had been crying- training was 1hr and repeatable)

Pros

possibility of good money

Cons

long hours- no integrity
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Overall rating

Based on 259 reviews

Ratings by category

2.9 out of 5 stars for Work/Life Balance
3.2 out of 5 stars for Salary/Benefits
3.2 out of 5 stars for Job security/advancement
3.3 out of 5 stars for Management
3.3 out of 5 stars for Culture

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