American Income Life Employee Reviews in London, ON

It is app to use to make the work-life balance but implementing some good time management skills. The people there are amazing, the recognition from teammates and management is unsurpassed, the commission is some of the highest I've ever seen as well as yearly renewals. You definitely need to be organized, self-motivated, and eager to always learn.

Pros

Great culture, great pay, great people, opportunity to grow and advance is quickly as you want to as long as you do the work

Cons

Long hours, late night phone calls

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Poor Management. Terrible leads and they'll cut you loose.

Field Representative for members of labour unions (Former Employee) - London, ON - 28 August 2019

Traboulay couldn't even book appointments on the phone, yet he expects you to land sales or he fires you. They then hammer their clients multiple times per year to upsell them more.

Pros

None

Cons

Low pay scale, no security, Kills your car.

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Insights into American Income Life

Based on 36 survey responses

What people like

Inclusive work environment
Time and location flexibility
Supportive environment

Areas for improvement

Ability to meet personal goals
General feeling of work happiness
Fair pay for job

Not a great environment

Life Insurance Agent, Supervisor - Full Time (Former Employee) - London, ON - 21 August 2019

This revolves around how much you push insurance at families and how well you are trained to do so. Getting into people's houses with a free child safe kit/will kit and pushing them to decide right away. Then be ready for people to cancel & you have to pay back what you got paid

Pros

Got my life insurance license LLQP but that wasnt provided by the company

Cons

Awful management and huge amounts of wasted time

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Amazing opportunity for dedicated people

Supervising agent (Current Employee) - London, ON - 12 May 2019

This company is great, it rewards hard work, provides all training and support. The culture is wonderful, everyone is eager to help and are positive and friendly. Not only is the compensation amazing, but there are medical/dental benefits included.

Pros

Medical and dental benefits, great compensation package, paid for the work you do, no limits on earnings, friendly family culture

Cons

Some long hours, but worth it for the pay. Requires dedication and ability to manage emotional up's and downs

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money maker

Insurance Sales Agent (Former Employee) - London, ON - 28 April 2019

working hard and you will have good payment, very friendly working environment, my manager is very nice and helpful, help me a lot. full commission base, if you don't work you will not have any payment

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Productive and fun workplace where you can balance work and life all the time

Supervisor Agent (Current Employee) - London, ON - 27 April 2019

First, you control your own time and schedule. Second, the busiest that you get the best income that you can have, and third there are a lot of fun people to work with.

Pros

Free time

Cons

Protecting children and helping families

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Amazing Experience.

Sales Representative (Current Employee) - London, ON - 24 April 2019

The definitive nature of American Income Life is the motivating culture that resides throughout the company that establishes a positive, energetic, driven framework for individual and company success. What is most enticing part about working with AIL is the endless career advancement. Your income and promotions is performance based. The harder you work, the more you earn, the further your career advances. They provide you with all the necessary tools, training and resources you need in order to succeed; all you need to do is put in the effort. The culture in the London office is a rare breed of family and professionalism. Everyone is very close, yet maintains focus and works well as a team.

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This company is the BIGGEST scam ever!

HR Manager (Former Employee) - London, ON - 12 April 2019

Please be careful with this company. They will pressure you into paying lots of money to take "courses" to sell life insurance. Its an actual joke. I worked in the office, and you were expected to cold call people and try to get them to apply for a job and basically manipulate them into sending over $500 to take a course. I honestly have no idea how they are still able to operate.

Pros

Unfortunately nothing

Cons

Its a scam.

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Productiver work activity

Sales agent (Former Employee) - London, ON - 27 March 2019

This was a term of co-op for me to experience cold calling and outside sales. This was an unpaid position which made my experience different from the rest. Non-the-less, it was a great learning curve for my overall work capability and stability within my relationships with co-workers.

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Hard work will pay off

Life Insurance Agent (Former Employee) - London, ON - 29 January 2019

not what I expected, after paying for courses and license I saw what the job actually entails. lots of "cold-calling", independent, long hours, commission based.

Pros

supportive

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Dont do it

Licenced Life Insurance Agent (Former Employee) - London, ON - 18 December 2018

You are responsible for getting your own clients through referrals etc. You have to follow a script that you are required to memorize and you take your laptop to all appointments to do a presentation. You will get calls from your team leader to check up on you. Commission pay I spent more money on expenses such as food and gas than I made, and I was doing pretty well so...basically it is not worth it.

Pros

Get to know about life insurance

Cons

Spend more money on expenses than you make in commission

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Not Fantastic - Sales

Licensed Life Insurance Sales Agent (Sales) (Former Employee) - London, ON - 7 November 2018

Long hours 6-7 days a week, traveled 2 hours each way to location given to cover. leads generated by company were lacking as we were trying to sell funeral benefits to people who already had adequate coverage being retired GM employees

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Flexible working hours / Leadership

Life Insurance Agent, Supervisor - Full Time (Current Employee) - London, ON - 22 August 2018

Excellent Leadership Environment! Good Company! Training is good, good platform to a millionaire because of great residual and renewal income. The commission and WGB (Bonus) structure is profound and amazing.

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Great Company to Work For

Supervising Sales Agent/Manager (Current Employee) - London, ON - 9 May 2018

It's can be extremely long hours. Time commitment is great for single person with no little kids. They work with you to succeed. They give great advice. Hardest part of the job is losing evenings and weekends. Most enjoyable is the paycheque.

Pros

High Pay Potential

Cons

Long hours

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Comment

– 14 May 2018

Thank you for the positive review of the AIL opportunity. We enjoy hearing about our agents' successes and thank you for your hard work and sacrifice to make that happen.

sell life insurance for comission

Supervising Agent - Benefits Advisor (Current Employee) - London, ON - 20 February 2018

American income sells life insurance to union members and families threw the child safe program. You are paid on 100% paid on commission and you must take a course to obtain a licence.

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terrible

Agent (Former Employee) - London, ON - 2 February 2018

It's comparable dying a slow and very painful death. You bust your hump to suffer both financially and in your relationships (spouse/family/etc) all to never be home in hopes that you can clutch a dime from someone desperate for insurance. Similar to setting your life and all you hold dear aflame for empty promises of greener grass.

Pros

your wife takes half of the debt accrued

Cons

all

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Great job but too much driving

Agent (Sales) (Former Employee) - London, ON - 10 January 2018

This job include make calls, reach clients and deliever service to clients' home. It is a great job but too much driving included. Managers are nice and helpful.

Pros

Nice managers

Cons

Too much driving

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Ability to achieve rewarding salary

Life Insurance Advisor (Current Employee) - London, ON - 7 November 2017

AIL is an amazing company to work with. The money is great, and the people are a level above that. Fantastic. On top of that, the experience you gain at this employment exceeds by far any that I have worked at before.

Pros

residual income

Cons

unpredictable income

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Work Hard, Earn Big

Supervising Agent (Current Employee) - London, ON - 5 July 2017

It is a great place for entrepreneurs and people who are willing to put the time in to be wealthy. The hours seem long in the beginning but you get used to it with proper time management. A typical day at work is calling clients, making appointments, and then going out to see them to show them the products we offer. It's a really easy job if you think about it. The culture is great. Management pushes you to be successful and your fellow associates are great competition. The most enjoyable and equally challenging part of the job is that its all in your hands. You make your own schedules so you are responsible for your own success. In some peoples hands, they are very successful but in others, not so much. Thats where management comes in. They help you be successful.

Pros

Encouraging management, high commission rates, feels great when you protect families, amazing training, flexible work schedule.

Cons

long hours to some.

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Flexible

Life Insurance Agent (Former Employee) - London, ON - 25 July 2016

Director of Care was excellent to work for. Schedule was flexible, coworkers were easy to work with, residents were wonderful!

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Empty Promises

Life Insurance Agent (Current Employee) - London, ON - 15 July 2016

Promised many things, almost went bankrupt because of this job. Loved the people, not the politics. I learned how to prioritize my jobs and organizing appointments for each customer.

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