American Income Life
3.2 out of 5 stars.
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American Income Life Employee Reviews in Calgary, AB

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Calgary, AB25 reviews

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2.9Work-life balance

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Allows you control of your time and career

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With the sole aim of protecting as many working families and kids as possible, everyday is another opportunity to help a family and progress in your career. You get the chance to retire home daily knowing that you have added value to someone's future.
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I think they made it seem so good, but really it wasn’t .

They get you in the meetings, pumping you up and telling you how great the company is. Everybody working there is there for themselves and was not a friendly work environment


Get paid once a week


Take union dues from you every week, not a friendly place, poor leadership
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Insights into American Income Life

Based on 36 survey responses
Areas for improvement
  • Ability to meet personal goals
  • General feeling of work happiness
  • Fair pay for job

Success driven

Success driven work Heavy prospect and lead gathering Flexible hours Great pay for work accomplished Focused and driven workers will make a good living
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Great place to work, but it is NOT easy. As with anything you get paid what you put in. Sometimes long hours, but you control your schedule.

You get paid what your worth by setting your own schedule and the amount of time you work. This expecting an easy ride might as well look elsewhere. If it was easy everyone would do it. Those that have a great work ethic and are willing to put the time in, will do very well. Those that don’t, well won’t. As with any job, you don’t work, you don’t have a job


Great management, paid is high, benefits are amazing, set your own schedule and targets


Major self discipline
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Insurance agenrt

100 % commission based operation. very high turn over rate as for employment (usually less then 3 months with no income ) Very poor management support and training Long Schooling and testing process with very little result ! this is definitely not a career by any means.
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great people to work with

need to be high self motivated, able to handle precise information correctly, ability to keep calm in high pressure situations always keeping a positive attitude
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Good work place with a positive work environment

Good environment for a result oriented person. Good team working environment. Support from the head office to field staff needs some work. Work and family balance not very strongly emphasized in the company. The hardest part of the job is learning the presentation script and then getting the appointment. The most enjoyable part is concluding the sale and getting the advance payment. The most frustrating thing is that once a policy is cancelled, the advance is immediately clawed back with no warning whatsoever.


commissions are paid nearly timely


very long hours not commensurate with the pay
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Life Insurance Agent

Not a job for everyone, you are promised a lot of things, go through insurance licensing at your own expense. Given pages and pages of sales script to memorize. Once all that is done, you are given about 20-40 leads for the month to work off of. You can expect most of your leads to be recycled leads from people who have already had someone try to make a sales pitch to them, a bunch of numbers will be dead, and you will likely not be able to set up more then 1-2 appointments a week. Of the appointments you start with a 40% commission on ALP but you can expect virtually no pay until you have your sales script memorized verbatim, even then your pay is not guaranteed. With a lot of time spent not getting paid you could eventually build a business off of this, gathering referrals to eventually create a clientele, however that could take years if at all and you can expect little to no pay and little to no referrals or sales off of the leads you are given, even if you become very very convincing at delivering their sales copy. The real money working for this company is made by management, they earn income off recruiting people and get a % of the income from the people they hire. The majority of the people hired will turn over because it is very unlikely you can make a living off the sales for anything more then barely minimum wage if you work non-stop 80 hours a week. They hire people 4 days a week. It is possible however to make a living through AIL, a few people have done it within the company and have been very successful, but it is a very rare thing to see, it is usually - 


Nice People at the meetings


Bad Pay unless you are extremely talented at sales, or get into mangement
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Opportunity Unlimited! (at a cost)

Yes, the sky is the limit! But to most there is a cost to this and that is your TIME and DEDICATION. Do not be fooled, this is not for a faint of heart and it is absolutely a test of your character and determination. If you have a fear of rejection or failure, then don't bother wasting your time! Purely commission based sales and full of freedoms but would not recommend this to anyone currently living on a tight budget. This is essentially an opportunity to start your business and be your own boss which all sounds great but do not go into debt for the purpose of chasing a dream! At least not until you are financially stable otherwise you will crack under the pressure and have nothing to show for it. Excellent peers and mentor-ship but they can only carry you so far. This will take A LOT of time and personal financial investment to gain momentum to reach the top but if you can afford those things then go for it!


Leadership, mentors, flexibility in personal schedules


A timeline to success "affordabilty" that can be unrealistic to most people
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Insurance Agent American Income Life

Insurance Agent American Income Life ➢ Have Life Insurance License (Completed LLQP Exam) ➢ Have Accident and & Sickness License ➢ Applied sales skills by selling life insurance to clients ➢ Developed communication skills by interacting with clients and building rapport ➢ Developed phone skills by setting up appointments with potential clients
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 – 23 May 2018
Thank you for your feedback. We appreciate your time at AIL and wish you nothing but the best in your future endeavors.

not for me

Not for everyone and should be able to keep another job until you can build up sales and know that you won't struggle financially to pay bills while working with this company.
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Career for Self Motivated Sales Professionals

Great company to work for if you are a motivated Sales Professional. Opportunity for advancement for individuals who excel in recruiting and training.


Unlimited earning potential


Long work weeks
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Not for everyone

Commission based, you will not earn if you are not able to sell a plan. The clients can be repetitive, while some cannot clearly afford a plan which makes it so hard to sell a plan.
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Great Work Atmosphere

The people who work here are great! I can honestly say there isn't one person who doesn't get along with another. Definitely need a strong work ethic to go far with this company - but if you possess that drive then you can make a lot of money here.


Great co-workers


Odd hours
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Excellent earning potential, but poor training.

If you are ambitious, naturally gifted in sales and willing to work very hard you can make a good living at this career. If you are not willing to take rejection on a daily basis, this is not the career for you.


excellent earning potential


long hours
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The company is great and oppoprtunity is amazing but the management structure i was apart of was terribly lead to build a career out of. if you have no other resposibilities outside of work or have the time to dedicate a year to building a company that will almost always keep you in a cycle of debt its great.
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Nice people, challenging work

Terrific companies to work for, very challenging work. Management was great and supportive, co-workers fun to work with and a basket of good products much needed by Canadians
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Great Job if you're a good salesman and have great work ethic

The job is more building your own business through creating a solid team and building, maintaining, and servicing a clientle.
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not for everyone

excellent place to work if a direct sales job is for you, great group of people, extreme supportive, but a 100%commision based job is hard to break into, and any downturn in economy will further distress your earnings.
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Simple but not easy

If you work really hard you will see the results but if put similar energy as any regular job into it you will fail. A great position for singles and those who have lots of time and energy.
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has potential for great income for the right person

fun atmosphere, lots of pressure to make sales, strictly commision based, very scripted. lots of hours on the road, more hours on the phone.high pressure referral system
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Overall rating

Based on 259 reviews

Ratings by category

2.9 out of 5 stars for Work/Life Balance
3.2 out of 5 stars for Salary/Benefits
3.2 out of 5 stars for Job security/advancement
3.3 out of 5 stars for Management
3.3 out of 5 stars for Culture

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