American Income Life Employee Reviews
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AIL is a company that helps people
Sales Associate (Former Employee) - Mississauga, ON - 25 June 2022
Indeed featured review
The most useful review selected by IndeedAIL helps people. The best part was talking to clients and helping families. Team members are willing to help if you need it. Be confident, know your value, and do what you need to do!
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Be prepared to work long hours
Life Insurance Agent (Former Employee) - Edmonton, AB - 7 June 2022
I worked at AIL for 3 months. Didn’t get paid a cent. They don’t pay for training, they don’t supply a company phone. You’re expected to pay for licensing and all your courses. If you can gut it out for that long and work that many hours for free good for you.
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Insights into American Income Life
Areas for improvement
- Ability to meet personal goals
- General feeling of work happiness
- Fair pay for job
Productive and amazing work place
Insurance Sales Agent (Current Employee) - Ontario - 4 June 2022
I love the work environment because everyone is willing to help you grow. It is a friendly working environment. Presentations and meetings are done virtually which makes working easy.
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Productive
Insurance Sales Manager (Current Employee) - North Vancouver, BC - 14 May 2022
Work life balance, multi culture , Fancy office , leads provided by the company, equality, no discrimination, good management, Best place to work
Pros
Free leads
Cons
Long hours
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Fast Advancement
Supervising Agent (Current Employee) - Winnipeg, MB - 9 May 2022
Great place if you want a fast track to high management roles. Full commission job, you must be all in to earn the pay you desire. Good positive culture.
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Commission only, warm leads but lots of wasted time when they cancel
Life Insurance Agent (Current Employee) - Work from Home - 7 May 2022
Commission only, warm leads but lots of wasted time when they cancel. Mostly evenings for appointments, but training throughout the day. Work about 12 hrs a day, for unpredictable commission. Work from home was positive. All meetings with union/Association members are by zoom.
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You get out what you put in.
Permanent Benefits Specialist (Current Employee) - Vancouver, BC - 26 April 2022
This job is definitely not for everyone, but if you can hone your presentation and communication skills and combine that with consistent and focused effort, the sky is the limit. Great mentorship is always available for those who seek it.
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Excellent place to grow and develop
Regional Sales Manager (Current Employee) - Vancouver, BC - 3 April 2022
AIL is a wonderful breeding ground for young, ambitious sales athletes to develop their game to be drafted to the big leagues. Very big opportunity for the right person but requires a lot of commitment
Pros
Good pay & flexible schedule
Cons
Phone calling leads is a major part of the job and leads are drying up
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Great company to work
Benefit Specialist/Supervising Agent (Former Employee) - Winnipeg, MB - 2 April 2022
Exciting Place to work, challenging with lots great mentors and people you can even call friends. You learn how to mange your time and business. The company provides lots of resources to make you grow and always willingly to assist in your growth.
Pros
Individual growth
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Good company to work for
Life Insurance Agent (Former Employee) - Halifax, NS - 27 March 2022
Generally speaking, it is a nice company to work for, but there are some challenges. One of them is that it is commission based but at the same time, the sky is the limit for making money. There’s only two problems with this company, and those are: the leads they give you don’t have any idea that they are going to be presented for life insurance, and some of them don’t even remember filling out a request for a Child Safe Kit. The next problem is that they don’t give you enough time to adapt to sales and have the opportunity to prove your abilities.
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Great Culture!
MASTER GENERAL AGENT (MGA) MANAGER (Current Employee) - London, ON - 23 March 2022
Strongly suggest working for AO National - AIL. Best company I have worked for. I cannot see myself working anywhere else. If you are offered a position. Take it!
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Terrible company
Sales Agent (Former Employee) - Remote - 11 March 2022
Never got paid for training. They make it seem better than it is. They want you to work 12+ hours a day, 6 days a week. No work life balance at all. Sigh
Pros
None
Cons
Excruciating long hours
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OK job but 100% commission makes it hard to establish a stable paycheck.
Insurance Agent (Former Employee) - Winnipeg, MB - 28 February 2022
OK job but 100% commission makes it hard to establish a stable paycheck. Even though the commission rates are quite high there are instances where you will not get a paycheque on a sale.
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It is awfully and they have very scammy ways of getting people to sign up
Insurance Agent (Former Employee) - Edmonton, AB - 28 February 2022
It was very bad, they use scamming techniques to get people to sign on with them. Do not work with them cause it’s commission only and you have to work your butt off for a long time for a not so good pay out. I repeat do not work for them.
Pros
Your own schedule sometimes
Cons
Very scammy and a lot of work for almost now money cause it’s only commission
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Deceptive and misleading. They often advertise for an office or administrative position and then it changes to you selling insurance
Insurance Agent (Former Employee) - Saskatoon, SK - 22 February 2022
They tell you it’s additional benefits offered to unions and those who want additional benefits and they will come to you. But what it really is, is lots of Cold calling, they coach on how to manipulate people to buy insurance. Tell you they do benefits for police and firemen, but it’s volunteer depts and only those who want to supplement benefits and not in Canada. They advertise office positions and tell you that you need to pass your LLQP to understand the business and it turns into you selling insurance, then tell you the office position you were hired for is because you’ll have your own business and you do your own paperwork.
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This was not a job for me
Sales Representative (Former Employee) - canada - 11 February 2022
The job is fast paced and the training is all done by zoom. Opportunity unlimited but not for me. Training is intense and you are not paid for any of the training. 100 % commission job.
Pros
pay
Cons
long hours no family work balance
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Not a good experience PERIOD
Life Insurance Agent (Former Employee) - Oakville, ON - 4 February 2022
Once I had my HLLQP license, I was placed with a great team and an absolutely fantastic team leader who was very diligent in training. As I have already had years of customer service experience under my belt, I was confident (not cocky) about my abilities in dealing smartly with people in a polite, professional manner. I still required other training techniques which greatly helped improve my confidence and skill/mindset
Pros
Great team
Cons
Very competitive as the sales were forced on potential clients
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Avoid it's a MLM
Insurance Agent (Former Employee) - Online - 27 January 2022
It's a Multilevel Marketing company. You will loose more money than you gain here. Stay away. They will provode minimal information to you so you don't clue into what they are doing. Also they use various names on Facebook and other job sites because more people are getting burned by them so they hide behind these names Very shady company
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Hard working place where if you put in the effort you can make it
Sales Representative (Current Employee) - Edmonton, AB - 17 January 2022
Management is awesome, coworkers are there when help is needed. If you work your butt off then there is room for advancement and making good money. but there is also the chance of making not enough due to it being pure commission.
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They don't tell you the truth about what the job truly entails.
Supervising Agent (Former Employee) - Vancouver, BC - 15 January 2022
Stressful place for you to work part-time. They want you to give up your actual job with the promise of easy money. The leads they give you even the union members are not qualified or aware of the products.
Pros
You get out what you put in
Cons
The leads are not qualified
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High Paced
Agent (Current Employee) - Edmonton, AB - 8 December 2021
The culture is good although it is different for most to achieve a respectable living that pays daily costs of living. Not having a guaranteed income is difficult. Having a team under you is everyone’s goal but not easy to achieve.
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Ask a question about working or interviewing at American Income Life. Our community is ready to answer.Ask a QuestionOverall rating
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Ratings by category
2.4 out of 5 stars for Work/Life Balance
2.8 out of 5 stars for Salary/Benefits
2.9 out of 5 stars for Job security/advancement
3.0 out of 5 stars for Management
3.1 out of 5 stars for Culture
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Questions about American Income Life
- What tips or advice would you give to someone interviewing at American Income Life?8 people answered
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- How long does it take to get hired from start to finish at American Income Life? What are the steps …5 people answered
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