Yes, for your license, your pro zoom account, computer equipment
No but you have to pay for your own license which can be very pricey depending which state/province you are in.
You need to dish out money, just not to the company, the money goes to the state and to the testing facility. Some agencies however will make you pay if they have their own teacher, or make you pay because they feel like it, it is entirely up to the SGA (person who’s name is on the door)
You absolutely have to pay for any and all expenses on your own money.