How to Write an Underwriter Resume in 6 Steps (With Example)

By Indeed Editorial Team

Published November 10, 2022

The Indeed Editorial Team comprises a diverse and talented team of writers, researchers and subject matter experts equipped with Indeed's data and insights to deliver useful tips to help guide your career journey.

If you have a strong mathematics background and enjoy assisting companies with financial risk analysis, consider pursuing a career in underwriting. Employers typically require you to submit a resume when applying for this role to understand your level of experience and skills in this field. Learning about resumes for an underwriter position can help you create a qualitative document to qualify for the job interview. In this article, we explain what an underwriter resume is, list what an underwriter does, discuss how to write the resume in six steps, and provide a template and two example resumes.

What is an underwriter resume?

An underwriter resume is a document that highlights an individual's skills and work experience in the underwriting industry. Underwriters are financial professionals who assess the levels of risks in a business's financial transactions, such as loans, insurance, and investments. Their responsibilities typically include collecting background information, preparing insurance terms and policies, and providing recommendations on whether to approve a loan request. They often write their resumes to reflect the duties and experience in their various subfields, which include the following:

  • Equity underwriter: An equity or security underwriter typically works with investment banks to market, distribute, and administer the public issuance of securities.

  • Insurance underwriter: This underwriter assesses the risks of insuring individual properties and assets, such as a car, home, or machine.

  • Loan underwriter: This underwriter assesses the risk of granting loans, such as an auto loan to an individual or company.

  • Mortgage underwriter: This is a special type of loan underwriter who performs a critical risk assessment regarding lending money to an individual to buy a home.

What does an underwriter do?

Underwriters use their financial expertise to perform various risk assessment activities of a company's daily financial transactions. The typical responsibilities they perform include the following:

  • evaluating loans and mortgages to determine the likelihood of a borrower defaulting on their payment

  • confirming that borrowers have collateral that can sufficiently cover their loans if a default occurs

  • evaluating policies to see if they follow the company's underwriting standards

  • assessing an investment's risk to determine the appropriate price for an initial public offering

Related: 10 Financial Positions You May Want to Consider Pursuing

How to write a resume for an underwriter position

The steps below outline how you may write a resume for an underwriter position:

1. Write your contact information

Your contact information typically contains details that enable a hiring manager to know you and reach you for additional information or for an interview. You may write your full name at the top of your resume, then your phone number and e-mail address. While not necessary, you may also include links to professional websites to which you belong or a website portfolio. They may give a hiring manager insight into the extent of your experience and the projects you've completed.

Related: How to Become an Insurance Loss Adjuster (With FAQ)

2. Write a professional summary

A professional summary is a short paragraph containing two or three sentences that outline why a hiring manager may hire you. It typically explains the value you may bring to the company through your underwriting accomplishments with former employers. If you've been in the industry for a long period, you may include the years of employment and state how the role you're applying for aligns with your career goals.

3. Detail your work experience

Below your professional summary, carefully highlight your work experience, including your past employers and responsibilities. You list them in reverse chronological order, which means more recent experiences appear at the top while older experiences move to the bottom. You may also include the duration of your employment and use figures and statistics to quantify the impact of your achievements. When listing your experience, bullet points can help you significantly convey your impacts.

4. Provide your educational background

Your educational background section generally contains the highest level of education that you've completed. For this position, employers often prefer candidates who hold a bachelor's degree in economics, accounting, finance, business, or mathematics. Include the degree you earned, the school's name, and graduation dates.

Related: Top Insurance Certifications to Advance Your Career

5. List your skills

Your underwriter skills are important to complete the various duties that an employer assigns you. You require technical skills such as analysis, math, statistics, computer, and risk assessment. You also need soft skills such as attention to detail, communication, organization, negotiation, and interpersonal skills to collaborate with people and stay organized while completing your tasks.

Related: 12 Entry-Level Financial Jobs (With Average Salaries)

6. Consider additional sections

You may also include additional sections in your resume that help improve its appeal and increase your employment chances. Insurance certifications are particularly helpful in showing your passion and commitment to personal development and may increase your income. You may include the languages you speak, awards you've received, and certificate programs you've completed.

Related: How to Become an Underwriter (With Salary and Skills)

Resume template for an underwriter position

If an individual is an entry-level professional, education typically precedes the work experience section. The following is a resume template for an underwriter position:

[Full Name], [Degree or certification if applicable]
[Phone number] | [Professional e-mail address] | [City, Province]

Professional Summary

[Write two or three sentences that highlight your years of experience, relevant skills, education or certifications, and achievements as a professional.]

Work Experience

[Job Title], [Start date–End date] [Company Name], [Location]

  • [Strong verb] + [job duty] + [impact]

  • [Strong verb] + [job duty] + [impact]

  • [Strong verb] + [job duty] + [impact]

  • [Strong verb] + [job duty] + [impact]

  • [Strong verb] + [job duty] + [impact]

[Job Title], [Start date–End date] [Company Name], [Location]

  • [Strong verb] + [job duty] + [impact]

  • [Strong verb] + [job duty] + [impact]

  • [Strong verb] + [job duty] + [impact]

Education

[Degree earned]
[Institution name], [Graduation year if you graduated within the past three years]

Certifications

[Certification name], [Host organization] - [Year completed or expiration date]

Skills

[Category]: [Relevant skill] | [Relevant skill] | [Relevant skill] | [Relevant skill]
[Category]: [Relevant skill] | [Relevant skill] | [Relevant skill] | [Relevant skill]

Related: How to Create a Mortgage Underwriter Resume (Including Tips)

Resume examples for an underwriter

Below are resume examples for an underwriter:

Entry-level resume

The following is an entry-level resume for an underwriter role:

Maya Li

124 568 6774 | limaya@e-mail.com | Toronto, Ontario

Professional Summary

Finance major looking for an entry-level loan underwriter position. Hoping to use my four years of economics, business, and mathematical skills to assess the safety of approving loans to individuals and businesses. Looking for an opportunity to learn and grow within the industry.

Education

Bachelor of Business Administration in Finance
Day Dew University, September 2020

Work Experience

Loan Underwriter, January 2021–June 2022
B.H. Trust Holding, Toronto, Ontario

  • conducted background research on loan applicants to understand their credit history, which reduced credit risk by 20% from the previous year

  • recommended to the business whose loans it may or may not approve

  • reassessed risks for policy renewals

  • communicated with loan officers and management to follow up on loans for potential clients

  • met and interviewed clients for requested loans

Skills

Technical: Underwriting software | Math | Statistics | Computer
Soft: Communication | Negotiation | Organization

Related: How to Become a Mortgage Underwriter in 5 Steps

Experienced professional

The following example shows a resume for a professional with more than three years of experience in the industry:

Nate Hardy
123 234 4567 | natehardy@e-mail.com | Calgary, Alberta

Professional Summary

Dedicated insurance underwriter with more than five years of experience assisting various companies in assessing the risk chances of businesses and persons. Has excellent analytical skills that help create effective insurance policies with little risk for a business. Looking for a company where I can apply my skills to improve a company's insurance practices and develop myself personally and professionally.

Work Experience

Insurance Underwriter, August 2018–December 2021
Green Life Assurance, Calgary, Alberta

  • reviewed insurance applications for compliance and adherence to the company's policies

  • defined policy terms with policyholders and brokers

  • served as a medium between the company and clients on insurance-related matters

  • created and maintained a profitable book of business for the insurer

  • liaised with specialists to gather information and opinions

Insurance Underwriter, August 2016–July 2018
Pearls Insurance Company, Calgary, Alberta

  • assessed the degree of risks for insurance businesses saving the company 27% in expenses from the previous year

  • reviewed and ensured data credibility to confirm the accuracy of automated data findings

  • evaluated and assessed the risks of insuring various businesses and individuals

Education

Bachelor of Science in Mathematics
Timeless Learners University

Certifications

Chartered Life Underwriter, The Financial Advisors Association of Canada - 2019

Skills

Hard: Mathematics and statistics | Insurance software | Computer
Soft: Attention to detail | Negotiation | Communication | Interpersonal | Multitasking

Please note that none of the companies, organizations, or institutions mentioned in this article are affiliated with Indeed.

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