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TD BANK FINANCIAL GROUP
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24 reviews

TD BANK FINANCIAL GROUP Employer Reviews

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Great Company, Superb Advancement
Service Desk Administrator (Former Employee), Toronto, ON – May 13, 2013
TD has great incentives, wonderful staff and overall a great place to work. There is many opportunities and advancement if you are seeking long-term commitments in the financial and banking field. They have many entry level jobs and with the right education, training, experiences and skills you are on a good track to moving up the ladder. Just focused – more... on high performances and professionalism and it should get you there. – less
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TD can be a great company to work for, as long as you're in the right job for yourself and you work with good people...
Financial Analyst (Former Employee), Ontario – April 20, 2013
Pros: decent salary, good benefits, challenging
Cons: long hours, missed breaks, big workload, no overtime pay, poor management, unrealistic expectations, very steep learning curve, not motivating enough
I would first like to say that I never write reviews, so what I'm about to share is extremely honest and sincere.

I worked various positions within TD and, like most people, started out on the phones to move my way up. I have to say, each role possessed many challenges which made the end goal worth fulfilling. For the most part, as long as you had – more... a vision of where you wanted to be as a next step, it really didn't matter what job you had. You just had to try and keep yourself motivated, push yourself to do well, and focus on your end goal.

With that said, I would first like to comment on the call centre environment. Although most co-workers were pretty friendly, just one negative encounter was enough to make an already difficult job that much more difficult to handle. By no means was being on the phones (in an outbound environment) an easy task, nor do I recommend it for people who wouldn't be able to take being yelled/sweared at constantly for 7.5 hour shifts on a 37.5 weekly work schedule. Working in outbound at the call centre was extremely fast-paced and often very stressful. When I was there, there were a handful of people who either quit, got fired (for not reaching their goals), or took prolonged leaves of absence due to the stress of being on the phones. I happened to be one of the people who took a leave for several months. However, I was also one of the lucky ones who managed to stick it out for a year and continuously perform.

Working as a Financial Analyst was motivating at first because it was rewarding to be at a higher level and be put into a salaried position at a young age. Unfortunately, however, as I gained some experience in the role, I discovered a few things. First, you work in an extremely small environment (a team of about 4 people, with the Finance department being up to about 10 people). The Analyst role is one of those positions where you have to do things to learn on your own. I found myself always having to take pages and pages of notes to remember things because the amount of work you had to do and what you had to know was constantly changing. When things changed, you pretty much had to forget what you had learned and start from scratch again. You primarily work with one other person and if that person quits or leaves for a prolonged period of time, you are responsible for learning/completing all of their work. This can become extremely stressful, especially if your manager doesn't even know how to do the work, yet you're expected to learn it and meet the deadlines.

Another thing that I really didn't like about the Analyst role is that often times, you constantly found yourself working ridiculous hours (over 10 hours in one day, by yourself) without being compensated for it. There are plenty of times when I missed my lunch/breaks and it would go unnoticed. When you would bring it to management's attention, they would tell you that you could take the time off as lieu, which would appear to be fine. However, I used to keep track of all the overtime/extra hours and sometimes management would disagree with my recorded hours, even though what I had was 100% correctly tracked and they were never around to know when I left the building. This became extremely frustrating because I never argued with management and just accepted whatever they asked, out of respect and for the sake of maintaining a good relationship with them.

Also, on a normal day, if you started your morning at say 7am and left work at the normal 3pm time (when your manager started after you), I found that the manager would look down upon you or make you feel bad about leaving work on time when they are still there. Meanwhile, if the positions were reversed and the manager started their day before you, they felt absolutely no remorse whatsoever about leaving on time and you staying there on your own (above your normal shift hours) to do work.

Needless to say, my experiences with management have allowed me to come to the conclusion that it was extremely poor. If you ever needed help with your financial reports, it wasn't as easy as being able to go up to your manager or co-worker and asking for help. Often times you had to figure things out for yourself if you wanted to stay ahead (in terms of how you are perceived in the department). If your manager chose to show you how to do something, they would do it in a way that would try and make you feel stupid about it. And I found the environment very cut-throat. You had one or two people working around you and I found it overly competitive and not fun at all. I even had to have a private discussion with one of the co-workers because of their negative treatment towards me. It became a consistent thing so eventually I couldn't stop myself from not saying anything. Anyways, after these experiences, I never asked for help from anyone and learned to do things on my own, which sometimes resulted in unnecessary overtime.

Because of all of this, just waking up in the morning at the thought of having to come into work and being around people like this was an unbareable task. I really didn't like who I worked with and that became the core problem of why I lost motivation in the job and why work was so unenjoyable. The negative treatment towards me is what forced me to isolate and absorb myself into my own work without the need of any outside assistance.

Although I worked extremely hard to get to the point where I was, I came to the conclusion that I wasn't going to settle working in a job just for the money. If I couldn't wake up every morning and feel content (or at least neutral) about having to go into work, then I wasn't going to put myself through it anymore. To me, it just wasn't worth it.

All in all, TD (as a company) is a great place to work. I think the compensation is fair, the benefits are awesome (I especially loved their wellness account for the gym), and the opportunities are endless. However, be very careful of where you decide to work and make sure that what you are getting into is what you actually want. Do your research, shadow departments, and get to know the people you are going to be working with. If you discover that the job is something you don't like, do not settle under any circumstances. Go out there and get what you think you deserve. – less
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Customer Relations Coordinator (Former Employee), Toronto, ON – April 10, 2013
TD is a great company. It is definaltey a great stepping stone to start off your career.
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Not a great place to work
IT Analyst II (Former Employee), 222 Bay Street, Toronto, ON – March 14, 2013
Pros: going home after work
Cons: everything
All is well during the honeymoon stage, but once you get your foot in the water everything changes. Working in their Desktop Support department in the heart of Toronto was quite an experience. At first it was really good, 37.5 hours per week, flexible breaks, but after settling in I found that the only way to keep up was to not take breaks at all or – more... even a lunch! People even signed in from home just to finish work. Keep in mind the holidays are slow but holidays only last so long. Co-workers were burnt out and took random days off. Some co-workers disliked one another and showed it. Everyone was super busy, some co workers were so busy they asked you to go to someone else for help. People were stressed out and you could tell judging from their attitude walking in to the office like they didn't even want to be there.

The hardest part of the job was finding out how unorganized their processes/procedures were. We would install an outdated piece of software and wouldn't have instructions on how to configure it for the user. You reach out to a group for assistance and are given the run around to go to someone else. You finally find someone who knew but has been out of that department for 5 years. Some co workers will even lead you in the wrong direction in regards to processes even if they've been there for 10 years. This shows how disorganized the bank is. The team leader would install 3rd party software for someone even if it was not allowed, then would not take ownership when problems occurred. Not to mention the manager was shady as well having many faces. Seniority is huge in banks, if you worked for 8-12 years you can be a manager even if you don't have the characteristsics of a manager. In IT you're not supposed to take work personal, you do your job then go home. At TD Bank, everyone took it personal becasue it shows on everones face when they walk into the office. I've never taken work personally until I started working at TD Bank. That tells you a lot about working for this company.

The best part of the job was going home. I have 2 other friends that worked for TD bank in different BU's and they are both glad they left TD. When leaving TD the grass is always greener on the other side. – less
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Good environment with great people.
Manager Personal Financial Services (Current Employee), Montréal, QC – February 9, 2013
Pros: good benefits
Cons: too much internal politics and strutures
Good environment with great people.
Unrealistic set sales goals.
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DVP/SVP's all full of themselves and only look for underlings that will buy into their brainwashing
Branch Manager (Former Employee), Vancouver Island – January 9, 2013
Pros: had great support staff
Cons: descriminate against older employees. unrealistic goals, micro managed to a point of total flustration, brown nosing is the only way to stay and get promoted.
Use to be a great place to work until upper management replaced those who knew what they were doing with those who just knew how to kiss butt. If you don't like to be micro managed and fed a lot of retail Wal-Mart sleezy sales tactics, are older than 45, then don't apply. Yes, this company promotes diversity but not if you have worked for them for 25 – more... years and don't fit into their up and coming younger age group they will find ways to get rid of you. Many good older workers given the shaft and it is easy to do when you are in a management position. Company has gone from a good employee/employer partner to just plain greedy.Getting all it's bottome line profit from the front line staff and juniour managers. – less
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Dyan – January 29, 2013

I can tell you are freshly wounded and can sympathize having gone through the same thing a couple of years ago. I was let go just short of 25 years. I got a nice package but was angry and heart broken. However, I've come to realize that it wasn't personal. Competition is the name of the game and in order for these huge companies to survive, the old ones get weeded and the new ones get groomed! Try to focus on all of your great experience and find an employer who is more appreciative.

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terrible work environment!
Sales (Former Employee), York Street London Ontario – January 2, 2013
Pros: a few dollars higher wage
Cons: negative work environment
Dont waste your time working here! very high stress does not compensate for the slighter higher wage (a few dollars more an hour for call centre work-London) Given unrealistic demands for making sales on calls where people are calling in to complain for higher account fees!
Super high turn over and abusive managers.
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Flex time flex work..less pay
Websphere Middleware IT Specialist (Current Employee), mississauga – December 19, 2012
TD is good place to work if you need a lot of flex time. IT work is very intensive and prone for too much overtime while not getting compensated for the extra work efforts
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It's a good company to work for.
Senior Network Analyst III-TD Network Management (Former Employee), Toronto, ON – October 16, 2012
The hard part for working in banks is too much politics
Co workers are nice
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Subjective work experience
Assistant Manager (Current Employee), Toronto – September 28, 2012
Pros: in some cases job stability.
Cons: nepotism
Upper Management regular work hours good work and home balance.

Regular employees the complete opposite.

Incentives , promotions/advancement inequitable.

Diversity reflected in entry level jobs .
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Project Coordinator / Asst. Project Manager (Current Employee), Toronto, ON – September 22, 2012
Pros: ej[op13f93opwekop
Cons: 456
 Identifying stakeholders, Stakeholder analysis and Identifying stakeholder impact, drawing RACI chart, gathering requirements, identifying infrastructure procurement needs, preparing estimate, approval of estimate.
 Creating project plan, managing resource allocation, organizing regular project status meetings, managing resource vacation schedules, – more... identifying critical tasks thereby saving time and money for the department
 Managing procurements, identifying risks, maintaining risk log, maintaining issue log, enhancing positive risks, identifying necessary changes, getting changes approved by change management board, planning test phases, managing test plan
 Managing user migration as per migration plan drawn, creating all project documentation and project drawings, creating the lessons learnt repository as per inputs from team in lessons learnt session, handing over infrastructure and application support to respective support teams, decommissioning procedures for infrastructure and application servers
 Passed TD Certification Courses on Security Awareness, Anti-money Laundering, Consumer Protection and Privacy Laws with more than 80% score in each examination. – less
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Not all its cracked up to be
Manager, customer service (Current Employee), Toronto – September 13, 2012
Some of the worst management in retail banking. Only 1 great manager in 9 years of working there. Definitely no room for advancement unless you "know" someone, not based on experience at all. Would not recommend for retail environment
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Fun and productive work-place
Investment consultant (Current Employee), Edmonton, AB – July 27, 2012
Pros: free lunches
Cons: amoebic schedules
The most fulfilling part of my day is seeing my clients satisfied.
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Conducive work environment
Business Analyst (Current Employee), Mississauga, ON – July 25, 2012
Nice work environment even when working under pressure/tight deadlines
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Great Management with great people
Loan Accounting & Bank Confirmation Officer (Former Employee), Mississauga, Ontario – July 20, 2012
Pros: great environment
Cons: contract ended
Great place where work is recognized and also got an opportunity to work for great Institution with great responsibilities like Bank Confirmation Officer & then as a Loan Accounting Officer. I really enjoyed every kind of work offered to me.
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Nice Workplace with trained emplyees
Role as an Investigation Officer (Former Employee), Toronto, ON – July 19, 2012
Pros: occassional celebration of festivals
Cons: shortage of permenant opportunities to work with td
Repsonding daily basis large volume of PISO and Investigating client's financial data.
Critical analysis of financial data
Excellent management support
Very very much cooperative
Hardest part was to responde ASAP
Enjoyable and intestresting part was to investivation of data
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A good place to work but now that the offices are relocating, there are longer jobs available in Edmonton.
Financial Planning Associate (Current Employee), Edmonton, AB – May 19, 2012
I have worked at TD Waterhouse for nine years. I work with good people, have learned new skills and enjoy my job. We were recently informed that our offices are relocating to Toronto and the Edmonton operations are closing. I do not plan to relocate.
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Great place to work
Business Analyst (Current Employee), Toronto, ON – April 30, 2012
Corporate Lending Support Team within Wholesale Banking Technology Solutions (WBTS) in TD provides business and technical solutions for Wholesale Banking applications such as Global, LoanIQ, and DFR. Loan IQ is a front-to-back loan processing source system used to administer Corporate and Commercial loans and covers the entire life cycle of a loan - – more... from origination and deal tracking, to accounting and settlement. As a source system it has over 20 downstream feeds including direct feeds to PeopleSoft, Swift, AFX and EFT. Global is a general ledger system used for daily funding (deposit, loan or memo) and the settlement of these products. Entries are processed through IDAPS to PSGL. DFR is the Daily Funding Request system. It is used to process all daily funding requests from all source system throughout the TD Securities. – less
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Administrative Assistant
Administrative Assistant, e.Bank (Former Employee), London, ON – April 19, 2012
Pros: the team that i worked for
Cons: vp moved to toronto
Supported VP and 8 Senior Mangers on a day to day basis
Reconciled by cost centre all expense reports for dept
Balance of monthly invoice payments by cost centre
Mangerd VP's calendar and travel
Organized meetings and catering
Ordered and maintained office supplies
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Great Financial Institution to work for.
SR MGR, GLOBAL OPERATIONS & BUS. DEV (Former Employee), Toronto, ON – April 11, 2012
Pros: empowered to do my work, leadership support
Cons: na
Initiated my professional career at TD where I had the opportunity to have progressive roles in many areas of the bank. Great pleace to work and had a lot of fun during all those years.
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About TD BANK FINANCIAL GROUP

The Toronto-Dominion Bank, commonly known as TD, is the second largest bank in Canada by market capitalization and deposits and – Read more