On the whole, the organization is the most amazing place to work for. Excellent advancement opportunities. However two things make it a major risk if consider working there. Firstly, unless you are in a home office role (Hartford, CT or St Paul, MN) your overall experience is almost ENTIRELY dependent upon the quality of your manager. Not all managers at Travelers are worth anything. Some are downright horrible and their employees suffer. I was fortunate to have the most amazing manager so my experience was amazing on the whole. Secondly, and more gravely concerning, the company, like most large 40k+ employee Fortune 100 or 500 companies, are beginning to value efficiency and machine like consistency from their employees that they feel can only be achieved, cost effective anyhow, by outsourcing, new automation, or more rigorous "best practices... thus eliminating the value on the human element of the jobs. My opinion is that the human element, not completely consistent ever due to the fact that we are humans, is the most critical element that separates out the men from the "trained monkeys." Our ability to adjust and adapt to ever changing circumstances and make nuanced and thoughtful decisions that best cater to our end customer whomever that may be is the single most critical element we can contribute and taking the freedom to adjust on a case by case basis away from the employees cripples them, demoralizes them and takes away their self worth and relegates them to the same level as machines and/or trained animals. Travelers, like many large corporations today, has succumbed to this temptation and this "disease" is running rampant through the entire enterprise.