Assisting a buyer close their home loan, makes my day & brings me enormous joy to know they own their home. With new TRID guidelines there needs to be more communication with all parties. Each day remained the same, lots of emails, phone calls, Pre-Approvals, Speaking with my processor regarding all live loans, Closing Disclosures to be Approved. There is always a list of items daily, which needs to be confirmed with all members and submit the loan for lending decision. Approx 20 - 40 emails to review at the start of my day, before I begin my day. I learned the majority of my experiences as a Mortgage Loan Officer with NFCU, each loan is unique in its own way, no 2 loans will ever be the same. There is never a dull moment. Management needs more assistance, as there is only Supervisor and Manager, and with 8 Loan officers, there is never enough time for them to get to all of our questions or issues as needed. It is always great when they can pull a miracle out of the hat. The hardest thing I feel is letting a member know that their application or purchase contract has been denied, due to unforseen circumstances. But that they can always start new, or they know what they can do to move towards being able to qualify to purchase a home. I have a great bunch of fellow co-workers that are in all different stages of the team, I do provide support and assist them as needed.
PIP, employee benefits
Not enough time, too much left to do