Home Trust Company is a wholly owned subsidiary of Home Capital Group Inc., a publicly held company that trades on the TSX under the symbol HCG.
The Company's business activity is focused primarily on a unique segment of the Canadian marketplace, being the provision of financial products and services to those consumers whose specific needs are not addressed by larger, traditional financial institutions. Deposits, mortgages and credit cards are offered.
Deposits are taken in the form of short-term deposits, guaranteed investment certificates, registered retirement savings plans and registered retirement income funds. Home Trust Company is a member of the Canada Deposit Insurance Corporation.
The Company concentrates on providing residential first mortgages. It is also active in the CMHC-insured mortgage market, and securitizes these mortgages for issuance as Mortgage-Backed Securities.
Home Trust is a member of VISA Canada and offers secured VISA cards. The Company's Equity Plus VISA card allows homeowners to use their home equity as collateral to obtain credit. Installment financing for consumers purchasing products from established merchants is also provided.
Home Trust has offices in Toronto, St. Catharines, Hamilton, Calgary, Vancouver and Halifax.
Additional information about the Company and its products and services is available elsewhere on this website. – less–ZoomInfo