Credit Analyst
AveryHR - Aurora, ON

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Credit Analyst – Automotive Industry

Summary: Credit Analyst performs analysis of customer credit worthiness for an assigned account base and makes valid conclusions for credit line recommendations.

Core Competencies:

· Customer Focus

· Communication

· Energy & Stress

· Team Work

· Quality Orientation

· Problem Solving

· Accountability and Dependability

· Operating Equipment

· Ethics and Integrity

Job Duties:

· Monitor and analyze credit worthiness of an assigned account base

· Make recommendations of credit lines within established guidelines across entire customer base

· Provide analysis of vehicle worthiness along with credit worthiness for determination of credit lines

· Maintain a strong working relationship with the Sales department.

· Participate in on-site meetings and training

· Stay current in all aspects of analyzing and setting credit lines


· Bachelor’s Degree in Finance and / or Accounting required

· Minimum of 3 years of experience in the financial or Automotive industry and financial analysis required

· Working knowledge of collateral instruments (i.e. credit bureau, vehicle analysis)

· Effective communication skills with individuals at all levels of the organization

· Interpersonal skills that allow one to work effectively in a diverse working environment

· Able to work efficiently as a part of a team as well as independently

· Ability to adapt to and learn fast new software

· Computer literate, including effective working skills of MS Word, Excel and email

· Superior time management skills, multitasking skills, and the ability to prioritize tasks with minimal supervision

· High level of critical and logical thinking, analysis, and/or reasoning to identify underlying principles, reasons, or facts

· Excellent internal and external customer service skills

· Ability to interpret and implement company policies and procedures

· Able to work well under pressure and meet set deadlines

· Strong work ethic and positive team attitude