Product Manager - Retail Lending Products
4Finance - Oakville, ON

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4Finance - Oakville, ON

AS 4Finance Ltd. is the Canadian/US Headquarters for the 4Finance Group. 4Finance is an online lender and financial services company that has successfully proven itself as a leader in Northern Europe's financial markets of Latvia, Lithuania, Finland, Sweden, and Denmark. As part of a further strategic expansion, the company has established its operations in North America (Canada and USA) as well as in other European markets. Our goal is to provide our clients with a fast, easy, and convenient experience, while providing exceptional customer service and satisfaction. For more information about our company please visit www.4finance.com.

We are seeking a qualified Product Manager – Retail Lending Products to assist in the successful expansion of 4Finance Group in the Canadian and US markets.

We invite you to join the Product Management team in the position of Product Manager – Retail Lending Products.

Key Accountabilities:

  • Deliver a range of credit products with emphasis on product specifications, product positioning, competitor products, cost containment, revenue and profitability, enhancing the credit proposition, and offering solutions to meet the credit needs of our customers
  • Perform financial analysis on credit products and perform strategic input for each product, integrating into overall marketing and corporate plans
  • Develop business cases for new products, enhancements and program initiatives
  • Understand regulatory environments for credit products in Canada and the US
  • Understand key industry trends in market place environments, customer needs and partnering

opportunities such as vendor relationships

  • Translate business and customer needs into product requirements and user stories
  • Deliver product requirements and user stories with prioritized features and corresponding justification
  • Manage product profitability and performance
  • Define the product strategy, pricing strategy, and roadmap
  • Monitor progress toward product completion for each product component and the final product
  • Coordinate work with other software development and infrastructure teams to incorporate product components into the final product
  • Train stakeholders on new product functionality
  • Coordinate and manage inquiries with various departments to deliver financial solutions with relevance to specific product suite
  • Understand agile development concepts
  • Other duties as assigned

Skills and Behaviour:

  • Subject matter expert (SME) of the retail credit category
  • Experience in consumer financial products
  • Strong financial analytical and data skills
  • Strong relationship building skills
  • Effective critical thinker
  • Experience defining business requirements
  • Ability to write for a senior audience in an organized, logical, and persuasive manner
  • Self-starter with the ability to work with minimal supervision

Education and Experience:

  • Business degree preferably in finance
  • 2 years’ experience in product or portfolio experience, ideally within lending products
  • Demonstrated product management skills, analytic and business case experience, managing

profitability and pricing

  • Demonstrated experience in marketing analysis with a solid understanding of the financial services industry
  • Strong analytical skills and experience building complex financial models

We Offer:

  • Dynamic and challenging work with an ambitious and highly professional team
  • Work in a rapidly growing international company operating in an exciting and competitive industry
  • Competitive remuneration package
  • Supportive environment facilitating growth and achievement

Interested candidates please apply by submitting your Résumé


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